4 E Bourne Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 4 E Bourne Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,217 sqft · built 2004
Lot Size	0.243 acres (10,585 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Jun 2018)
Tax Bill	$6,190 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jan 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7034-00310-0080`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7034-00310-0080`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,217 sqft Living Area
Gross Area	2,812 sqft
1st Floor Area	2,217 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2011
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,585 sqft (0.243 acres)
Driveway	Concrete Driveway
Driveway Area	416 sqft
Pool Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4 E BOURNE LN
City	PALM COAST
State	FL
Zip	32164-6168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 34 BLOCK 00031 LOT 0008 SUBDIVISION COMPLETION YEAR 1982 OR 484 PG 1197 OR 987 PG 391 OR 1160 PG 1716 OR 1221 PG 854 OR 1861/1195 OR 1874/1814 OR 2286/392
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	31
Legal Lot Number	8
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1008
Census Tract	60218

Owner

Source: Flagler County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 S WINDSOR CT, LAKE FOREST, IL 60045-4841
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 21, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 15, 2018	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Prior Sale	Jun 12, 2012 · Amount on Record
Deed Document Number	201822277
Deed Book / Page	2286 / 392
Last Transfer Date	Jan 16, 2026
Transfer Doc	0030231606
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Mar 21, 2026
Property Address	4 E BOURNE LN, PALM COAST, FL 32164-6168
Document Number	0030391576
Book / Page	3039 / 1576
Map Reference	MB 11 PG 30-49
Instrument Date	Mar 9, 2026
Instrument	2026011857
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 S WINDSOR CT, LAKE FOREST, IL 60045-4841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 S WINDSOR CT, LAKE FOREST, IL 60045-4841

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Jan 21, 2026
Property Address	4 E BOURNE LN, PALM COAST, FL 32164-6168
Document Number	0030231606
Book / Page	3023 / 1606
Map Reference	MB 11 PG 30-49
Instrument Date	Jan 16, 2026
Instrument	2026002974
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 S WINDSOR CT, LAKE FOREST, IL 60045-4841

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	705 S WINDSOR CT, LAKE FOREST, IL 60045-4841

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 15, 2018
Property Address	4 E BOURNE LN, PALM COAST, FL 32164-6168
Document Number	0022860392
Book / Page	2286 / 0392
Map Reference	MB11 PG30-49
Instrument Date	Jun 7, 2018
Instrument	2018022277
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SUNCOAST TITLE INS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5400 CORACI BLVD APT 6101, 5400, PORT ORANGE, FL 32128-7576

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 NORWICH CT, LAKE BLUFF, IL 60044-1914

Mortgage

Document Number	2018022278
Date	Jun 15, 2018
Instrument	2018022278

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,190.00 (+6.28%)	$344,695 (+7.91%) Land $65,500 Building $279,195	$344,695 (+7.91%) Land $65,500 Building $279,195
2024	$5,824.00 (+7.83%)
2023	$5,401.00 (+4.91%)	$319,434 (+3.28%) Land $57,500 Building $261,934	$319,434 (+3.28%) Land $57,500 Building $261,934
2022	$5,148.00	$309,297 Land $59,500 Building $249,797	$309,297 Land $59,500 Building $249,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	111 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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