18 E Bourne Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 18 E Bourne Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,204 sqft · built 2011
Lot Size	0.263 acres (11,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,000 (Jun 2019)
Tax Bill	$4,623 (2025)
Deeds & Mortgages	Sep 2026 Transfer Jan 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7034-00310-0010`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7034-00310-0010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,204 sqft Living Area
Gross Area	2,786 sqft
1st Floor Area	2,204 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Concrete Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,443 sqft (0.263 acres)
Driveway	Concrete Driveway
Driveway Area	414 sqft
Pool Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18 E BOURNE LN
City	PALM COAST
State	FL
Zip	32164-6168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 34 BLOCK 00031 LOT 0001 SUBDIVISION COMPLETION YEAR 1982 OR BOOK 553 PG 1539 OR 1190 PG 447 OR 1370/900 OR 1726/675-CT OR 1796/1607 OR 1826/1296 OR 2353/1385-ERROR IN LEGAL OR 2365/807-CD
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	31
Legal Lot Number	1
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1008
Census Tract	60218

Owner

Source: Flagler County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 E BOURNE LN, PALM COAST, FL 32164-6168
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 2, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 15, 2021	Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
May 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FIN'L
May 8, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Jun 26, 2019	Correction Deed, Transfer OCEAN BLUE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2019 · Amount on Record
Deed Sale	Jun 26, 2019 · Amount on Record
Prior Sale	May 8, 2019 · Amount on Record
Deed Document Number	201923494
Deed Book / Page	2365 / 807
Last Transfer Date	Aug 26, 2026
Transfer Doc	0000037276
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 15, 2026
Property Address	18 E BOURNE LN, PALM COAST, FL 32164-6168
Document Number	0000037276
Book / Page	3086 / 1335
Instrument Date	Aug 26, 2026
Instrument	202637276
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	18 E BOURNE LN, PALM COAST, FL 32164-6168

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	18 E BOURNE LN, PALM COAST, FL 32164-6168
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 E BOURNE LN, PALM COAST, FL 32164-6168

Mortgage

Document Number	0028370157
Date	Jan 2, 2024
Book Page	2837/157
Instrument	2024000141

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2044

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	18 E BOURNE LN, PALM COAST, FL 32164-6168
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 E BOURNE LN, PALM COAST, FL 32164-6168

Mortgage

Document Number	0025501810
Date	Apr 15, 2021
Book Page	2550/1810
Instrument	2021020348

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	18 E BOURNE LN, PALM COAST, FL 32164-6168
Document Number	0023650809
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2352 WALNUT TRL ST CHARLES IA 502408501, ST CHARLES, IA 50240-8501

Mortgage

Document Number	0023650809
Date	Jun 26, 2019
Book Page	002365/000809
Instrument	23495

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 8, 2019
Property Address	18 E BOURNE LN, PALM COAST, FL 32164-6168
Document Number	0023531385
Book / Page	2353 / 1385
Map Reference	MB 8 PG 3-20
Instrument Date	May 6, 2019
Instrument	2019016397
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	OCEAN BLUE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,009.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12408 NE 109TH ST, 12408, VANCOUVER, WA 98682-2297

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2352 WALNUT TRL, SAINT CHARLES, IA 50240-8501

Mortgage

Document Number	2019016398
Date	May 8, 2019
Instrument	2019016398

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

June 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 26, 2019
Property Address	18 E BOURNE LN, PALM COAST, FL 32164-6168
Document Number	0023650807
Book / Page	002365 / 000807
Instrument Date	May 6, 2019
Instrument	23494
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	OCEAN BLUE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,009.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2352 WALNUT TRL ST CHARLES IA 502408501, ST CHARLES, IA 50240-8501

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,623.00 (+2.37%)	$297,555 (+5.99%)	$365,921 (+4.1%) Land $65,500 Building $300,421
2024	$4,516.00 (+2.4%)
2023	$4,410.00 (+0.85%) Homeowner's exemption	$280,746 (+3%)	$351,494 (+4.46%) Land $57,500 Building $293,994
2022	$4,373.00 Homeowner's exemption	$272,569	$336,491 Land $59,500 Building $276,991

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	111 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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