Bay County property record for 4 E 7th St, Panama City, FL 32401
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.505 acres (21,997 sqft) |
| Owner | Company Name on Record |
| Flood Zone | Zone AE (high risk) |
| APN | 24309-030-000 |
| Primary APN | 24309-030-000 |
|---|
| Lot Area | 21,997 sqft (0.505 acres) |
|---|---|
| Lot Dimensions | 275 ft deep x 80 ft wide |
| Street Address | 4 E 7TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3027 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | 12 4S 14W -2.5- 118D2 BEG AT NE COR OF LOT 7 MORRIS MANOR EST UNIT #4 S 125.12 ELY 7.25 SLY 34.55 ELY 170 TO WATERS EDGE OF WATSON BAYOU NELY ALONG WATER TO A PT E OF POB WLY 210 TO POB BEING PART OF PCL KNOWN AS RESERVED ORB 1421 P 1548 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 12 |
| Legal Subdivision | MORRIS MANOR EST |
| Legal Lot Number | 7 |
| Legal Unit | 4 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 1100 |
Source: Bay County records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3529 E 3RD ST, PANAMA CITY, FL 32401-6001 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $5,000 (-) Land $5,000 | $5,000 (-) Land $5,000 |
| 2023 | Additional exemption filed | $5,000 Land $5,000 | $5,000 Land $5,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1991–2021) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: WOW Internet, Cable & Phone.
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