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415 E 7th St, Panama City, FL 32401 Property Records

Bay County property record for 415 E 7th St, Panama City, FL 32401

Property Summary

Property TypeResidential Vacant Land
Details2 bd · 1 ba · 648 sqft · built 1942
Lot Size0.348 acres (15,159 sqft)
OwnerCompany Name on Record
Last Sale$87,500 (Nov 2020)
Deeds & MortgagesNov 2020 Sale
Flood ZoneZone X (minimal risk)
APN16707-000-000

Property Details

APN / Parcel Number

Primary APN16707-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area648 sqft
1st Floor Area648 sqft

Exterior

Year BuiltBuilt 1942
Exterior MaterialBrick
Lot Area15,159 sqft (0.348 acres)
Lot Dimensions152 ft deep x 100 ft wide
Garage TypeDetached
Garage Area480 sqft
PorchPorch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address415 E 7TH ST
CityPANAMA CITY
StateFL
Zip32401
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodePC04
Legal Description4 4S 14W -247- 69A BEG 60' N & 20' E OF SW COR OF W1/2 OF SE1/4 OF SW1/4 OF SW1/4 TH N
Legal Range14W
Legal Township04S
Legal Section04
Legal SubdivisionBLOCK 1
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2033
Census Tract1600

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address501 HARRISON AVE # 130, 130, PANAMA CITY, FL 32401-2621
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2020 · Amount on Record
Deed SaleNov 13, 2020 · Amount on Record
Deed Document Number0043241670
Deed Book / Page4324 / 1670
Last Transfer DateNov 16, 2020
Transfer Doc0043241673
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateNov 16, 2020
Property Address415 E 7TH ST, PANAMA CITY, FL 32401
Document Number0043241673
Book / Page004324 / 001673
Instrument DateNov 13, 2020
Instrument77155
Transaction TypeTransfer
Record UpdatedDec 8, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$613.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address501 HARRISON AVE PANAMA CITY FL 324012621, PANAMA CITY, FL 32401-2621

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$34,400 (+17.01%) Land $32,000 Building $2,400$34,400 (+17.01%) Land $32,000 Building $2,400
2023Additional exemption filed$29,400 Land $27,000 Building $2,400$29,400 Land $27,000 Building $2,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims9 (2008–2023)
Claims Outside the SFHA6 of 9
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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