4 E 485 S, Cutler, IN 46920 Property Records

Carroll County property record for 4 E 485 S, Cutler, IN 46920

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,028 sqft · built 1922
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$150 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-10-34-000-078.000-008`

Property Details

APN / Parcel Number

Primary APN	`08-10-34-000-078.000-008`
Alternative APNs	`01134370469` `0061202900`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,028 sqft Living Area
1st Floor Area	2,412 sqft
Attic	Attic
Attic Area	936 sqft
Basement Area	852 sqft
Finished Basement	852 sqft
Family Room	Family Room

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Wood
Roof Material	Metal
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	120 ft deep x 88 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01134370469
Street Address	4 E 485 S
City	CUTLER
State	IN
Zip	46920-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	006-12029-00 PT SW4 34-24-1 .25 AC
Jurisdiction	CARROLL IN
Township / Civil Division	DEMOCRAT
Census Block Group	2
Census Block	2060
Census Tract	959900

Owner

Source: Carroll County records · APN 08-10-34-000-078.000-008

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 E 485 S, CUTLER, IN 46920-9600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK
Apr 09, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST MERCHANTS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	4 E 485 S, CUTLER, IN 46920-9600
Transaction Type	Mortgage
Record Updated	Jan 02, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019003739
Date	Dec 17, 2019
Instrument	2019003739

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	4 E 485 S, CUTLER, IN 46920-9600
Transaction Type	Mortgage
Record Updated	Apr 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019000980
Date	Apr 09, 2019
Instrument	2019000980

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	LAFAYETTE, IN 47905

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 06, 2024

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Democrat Township
Unified School District	Carroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$150.00 (-4.46%) Homeowner's exemption	$77,900 (+20.22%) Land $10,400 Building $67,500	$77,900 (+20.22%) Land $10,400 Building $67,500
2024	$157.00 (-7.1%)
2023		$64,800 (+5.19%) Land $11,500 Building $53,300	$64,800 (+5.19%) Land $11,500 Building $53,300
2022	$169.00	$61,600 Land $11,500 Building $50,100	$61,600 Land $11,500 Building $50,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (18015C), as of May 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180159599002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mulberry Cooperative Telephone Co. Fiber	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20

Based on FCC filings for 48 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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