35 E 485 S, Cutler, IN 46920 Property Records

Carroll County property record for 35 E 485 S, Cutler, IN 46920

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,920 sqft · built 1929
Lot Size	0.234 acres (10,193 sqft)
Owner	Individual Name on Record
Last Sale	$76,500 (Aug 2019)
Tax Bill	$200 (2025)
Deeds & Mortgages	May 2023 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-10-34-000-072.000-008`

Property Details

APN / Parcel Number

Primary APN	`08-10-34-000-072.000-008`
Alternative APNs	`00861460002` `0061202300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,692 sqft
Attic	Attic
Attic Area	832 sqft
Basement Area	188 sqft
Unfinished Basement	188 sqft
Family Room	Family Room

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1960
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	180 ft deep x 80 ft wide

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00861460002
Street Address	35 E 485 S
City	CUTLER
State	IN
Zip	46920-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	006-12023-00 P SW 34-24-1 .234 AC
Jurisdiction	CARROLL IN
Township / Civil Division	DEMOCRAT
Census Block Group	2
Census Block	2051
Census Tract	959900

Owner

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 E 485 S, CUTLER, IN 46920-9600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 27, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 27, 2019	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2019 · Amount on Record
Deed Sale	Aug 27, 2019 · Amount on Record
Prior Sale	Aug 1, 1997 · Amount on Record
Deed Document Number	20192541
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	35 E 485 S, CUTLER, IN 46920-9600
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 E 485 S, CUTLER, IN 46920-9600

Mortgage

Document Number	2023001174
Date	May 8, 2023
Instrument	2023001174

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Sep 1, 2049

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	35 E 485 S, CUTLER, IN 46920-9600
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 E 485 S, CUTLER, IN 46920-9600

Mortgage

Document Number	2022002077
Date	Jun 27, 2022
Instrument	2022002077

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Sep 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Aug 27, 2019
Property Address	35 E 485 S, CUTLER, IN 46920-9600
Document Number	2019002541
Instrument Date	Aug 22, 2019
Instrument	2019002541
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 E 485 S, CUTLER, IN 46920-9600

Mortgage

Document Number	2019002542
Date	Aug 27, 2019
Instrument	2019002542

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Democrat Township
Unified School District	Carroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$200.00 (-70.63%)	$83,400 (+31.96%) Land $11,900 Building $71,500	$83,400 (+31.96%) Land $11,900 Building $71,500
2024	$681.00 (+14.84%)
2023		$63,200 (+5.51%) Land $14,600 Building $48,600	$63,200 (+5.51%) Land $14,600 Building $48,600
2022	$593.00	$59,900 Land $14,600 Building $45,300	$59,900 Land $14,600 Building $45,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mulberry Cooperative Telephone Company Fiber	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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