4 Durango Rd, Montgomery, IL 60538 Property Records

Kendall County property record for 4 Durango Rd, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1960
Lot Size	0.24 acres (10,431 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jun 2010)
Tax Bill	$5,267 (2024)
Deeds & Mortgages	Aug 2018 Line of Credit Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-05-431-016`

Property Details

APN / Parcel Number

Primary APN	`03-05-431-016`
Alternative APN	`1005431016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,608 sqft
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,431 sqft (0.24 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	4 DURANGO RD
City	MONTGOMERY
State	IL
Zip	60538-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 33 BOULDER HILL SUB UNIT 4 SECS 4 & 5-37-8
Legal Range	08E
Legal Township	37N
Legal Section	04
Legal Subdivision	BOULDER HILL SUB
Legal Lot Number	33
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3007
Census Tract	890202

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 DURANGO RD, MONTGOMERY, IL 60538-2320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2018	Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK
Jul 31, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2010 · Amount on Record
Deed Sale	Jun 15, 2010 · Amount on Record
Prior Sale	Jan 11, 2010
Deed Document Number	201010382
Last Transfer Date	Jul 20, 2018
Transfer Doc	0000010841
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	4 DURANGO RD, MONTGOMERY, IL 60538-2320
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WHEALLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012378
Date	Aug 27, 2018
Instrument	201800012378

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	Jul 31, 2018
Property Address	4 DURANGO RD, MONTGOMERY, IL 60538-2320
Document Number	0000010841
Map Reference	MB 9 PG 55
Instrument Date	Jul 20, 2018
Instrument	201800010841
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	WHEATLAND TITLE GUARANTY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2312 AMSTERDAM CIR, 2312, MONTGOMERY, IL 60538-6012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 DURANGO RD, MONTGOMERY, IL 60538-2320
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010842
Date	Jul 31, 2018
Instrument	201800010842

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2038

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,797 (+31.89%) Land $25,743 Building $54,054	$239,391 (+31.89%) Land $77,229 Building $162,162
2024	$5,267.00
2022		$60,502 Land $19,518 Building $40,984	$181,506 Land $58,554 Building $122,952

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon, Watch TV.

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