2 Durango Rd, Montgomery, IL 60538 Property Records

Kendall County property record for 2 Durango Rd, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1960
Lot Size	0.349 acres (15,209 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (Apr 2022)
Tax Bill	$5,215 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-05-431-015`

Property Details

APN / Parcel Number

Primary APN	`03-05-431-015`
Alternative APN	`1005431015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,520 sqft
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,209 sqft (0.349 acres)
Lot Dimensions	202 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2 DURANGO RD
City	MONTGOMERY
State	IL
Zip	60538-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 32 BOULDER HILL SUB UNIT 4 SECS 4 & 5-37-8
Legal Range	08E
Legal Township	37N
Legal Section	04
Legal Subdivision	BOULDER HILL SUB
Legal Lot Number	32
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3007
Census Tract	890202

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 DURANGO RD, MONTGOMERY, IL 60538-2320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 29, 2021	Warranty Deed, Transfer · Commercial Mortgage FINANCE OF AMERICA COMMERCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2022 · Amount on Record
Deed Sale	Apr 25, 2022 · Amount on Record
Prior Sale	Nov 29, 2021 · Amount on Record
Deed Document Number	20227320
Prior Transfer Date	May 6, 2016
Prior Transfer Doc	0000006316
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Apr 25, 2022
Property Address	2 DURANGO RD, MONTGOMERY, IL 60538-2320
Document Number	0000007320
Map Reference	MB 9 PG 55
Instrument Date	Apr 12, 2022
Instrument	202200007320
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 DURANGO RD, MONTGOMERY, IL 60538-2320

Mortgage

Document Number	0000007321
Date	Apr 25, 2022
Instrument	202200007321

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate	3.99%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Nov 29, 2021
Property Address	2 DURANGO RD, MONTGOMERY, IL 60538-2320
Document Number	0000031367
Map Reference	MB 9 PG 55
Instrument Date	Oct 5, 2021
Instrument	202100031367
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	NOT AVAILABLE, PRECISION TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 OAKLEAF LN, CRYSTAL LAKE, IL 60012-2084

Mortgage

Document Number	0000031368
Date	Nov 29, 2021
Instrument	202100031368

Lender

Name	FINANCE OF AMERICA COMMERCIAL
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	18 Months
Due	May 1, 2023

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,075 (+31.89%) Land $25,743 Building $53,332	$237,225 (+31.89%) Land $77,229 Building $159,996
2024	$5,215.00
2022		$59,955 Land $19,518 Building $40,437	$179,865 Land $58,554 Building $121,311

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon, Watch TV.

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