4 Dundee Cir, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 4 Dundee Cir, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,909 sqft · built 1998
Lot Size	0.919 acres (40,047 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jul 2010)
Tax Bill	$4,999 (2025)
Deeds & Mortgages	Dec 2019 Refinance Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HARW M:43 P:C20`

Property Details

APN / Parcel Number

Primary APN	`HARW M:43 P:C20`
Alternative APNs	`M:00043 B:C020 L:000` `17149`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,909 sqft Living Area
Gross Area	4,309 sqft
1st Floor Area	1,168 sqft
Attic	Attic
Attic Area	264 sqft
Basement Area	1,168 sqft
Unfinished Basement	1,168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,047 sqft (0.919 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	17149
Street Address	4 DUNDEE CIR
City	HARWICH
State	MA
Zip	02645-3389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	WILLIAM A DALZELL JR
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	2
Census Block	2011
Census Tract	11200

Owner

4 Dundee Cir is owned and occupied by two individuals who bought it in July 2010.

Source: Barnstable County and Harwich Town records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 DUNDEE CIR, HARWICH, MA 02645-3389
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP
Sep 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2010 · Amount on File
Deed Sale	Jul 1, 2010 · Amount on File
Prior Sale	Jun 1, 1998 · Amount on File
Deed Document Number	201032777
Deed Book / Page	24658 / 85
Transfer Doc	22596-31
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	4 DUNDEE CIR, HARWICH, MA 02645-3389
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32557-31
Date	Dec 18, 2019
Book Page	32557/31
Instrument	64604

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	193 Months
Due	Jan 1, 2036

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	4 DUNDEE CIR, HARWICH, MA 02645-3389
Document Number	31577-176
Instrument Date	Sep 30, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 DUNDEE CIR HARWICH MA 026453389, HARWICH, MA 02645-3389

Mortgage

Document Number	31577-176
Date	Oct 5, 2018
Book Page	031577/000176
Instrument	49414

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4 Dundee Cir was $4,999, up 3% from the year before.

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,999.00 (+2.99%)	$845,800 (+5.08%) Land $261,300 Building $584,500	$841,510
2024	$4,854.00 (-0.16%)	$804,900 (+9.91%) Land $246,500 Building $558,400
2023	$4,862.00	$732,300 Land $257,700 Building $474,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Dundee Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Dundee Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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