10 Dundee Cir, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 10 Dundee Cir, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,742 sqft · built 1997
Lot Size	0.928 acres (40,432 sqft)
Owner	Individual Name on File
Last Sale	$890,000 (Sep 2024)
Tax Bill	$5,155 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2024 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`HARW M:52 P:C24`

Property Details

APN / Parcel Number

Primary APN	`HARW M:52 P:C24`
Alternative APNs	`M:00052 B:C024 L:000` `17153`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,742 sqft Living Area
Gross Area	4,348 sqft
1st Floor Area	1,742 sqft
Basement Area	1,742 sqft
Unfinished Basement	1,742 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,432 sqft (0.928 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	17153
Street Address	10 DUNDEE CIR
City	HARWICH
State	MA
Zip	02645-3389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	2
Census Block	2011
Census Tract	11200

Owner

10 Dundee Cir is owned by an individual who bought it in September 2024.

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	40 TENNYSON RD, READING, MA 01867-1652
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF CANTON
Sep 27, 2024	Fiduciary Deed, Transfer · Stand-Alone Refinance GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2024 · Amount on File
Deed Sale	Sep 27, 2024 · Amount on File
Prior Sale	Sep 19, 1997 · Amount on File
Deed Document Number	202438425
Deed Book / Page	36590 / 99
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	10 DUNDEE CIR, HARWICH, MA 02645-3389
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00037434-1
Date	Jan 27, 2026
Book Page	37434/1
Instrument	3240

Lender

Name	BANK OF CANTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Feb 1, 2031
Index	1-Year CMT

September 2024: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HARWICH MA
Recording Date	Sep 27, 2024
Property Address	10 DUNDEE CIR, HARWICH, MA 02645-3389
Document Number	0036590-99
Book / Page	36590 / 99
Instrument Date	Sep 12, 2024
Instrument	38425
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 TENNYSON RD, READING, MA 01867-1652

Mortgage

Document Number	036590-101
Date	Sep 27, 2024
Book Page	36590/101
Instrument	38426

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 10 Dundee Cir was $5,155, up 3.9% from the year before.

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,155.00 (+3.87%)	$872,300 (+5.98%) Land $261,500 Building $610,800	$825,645
2024	$4,963.00 (-0.78%)	$823,100 (+9.27%) Land $246,700 Building $576,400
2023	$5,002.00	$753,300 Land $257,900 Building $495,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Dundee Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Dundee Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dundee Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures