Monmouth County and Middletown Township property record for 4 Debele Ln, Lincroft, NJ 07738
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,377 sqft · built 1975 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $915,000 (Oct 2022) |
| Tax Bill | $16,874 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-01049-0000-00065 |
| Primary APN | 32-01049-0000-00065 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,377 sqft Living Area |
| 1st Floor Area | 2,652 sqft |
| Attic | Attic |
| Attic Area | 1,763 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 47,045 sqft |
| Lot Dimensions | 245 ft deep x 210 ft wide |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 128 sqft |
| Patio Area | 516 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Old Parcel Number | 320000300000001702 |
|---|---|
| Street Address | 4 DEBELE LN |
| City | LINCROFT |
| State | NJ |
| Zip | 07738-1115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Subdivision | MIDDLETON |
| Legal Block | 1049 |
| Legal Lot Number | 65 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 801500 |
Source: Monmouth County and Middletown Township records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 DEBELE LN, LINCROFT, NJ 07738-1115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Oct 6, 2022 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 4, 2021 | Deed of Trust, Mortgage · Line of Credit CONNECTONE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2022 · Amount on Record |
| Deed Sale | Oct 6, 2022 · Amount on Record |
| Prior Sale | Sep 26, 2014 · Amount on Record |
| Deed Document Number | 2022101009 |
| Deed Book / Page | 9618 / 7927 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 16, 2026 |
| Property Address | 4 DEBELE LN, LINCROFT, NJ 07738-1115 |
| Document Number | 0000075482 |
| Book / Page | 9812 / 6770 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202675482 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4 DEBELE LN, LINCROFT, NJ 07738-1115 |
| Document Number | 0000075482, |
|---|---|
| Date | Sep 16, 2026 |
| Book Page | 9812/6770 |
| Instrument | 202675482 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Aug 1, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 6, 2022 |
| Property Address | 4 DEBELE LN, LINCROFT, NJ 07738-1115 |
| Document Number | 0096187927 |
| Book / Page | 9618 / 7927 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 2022101009 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Title Company | VANDERBILT TITLE & SETTLEMENT LLC, VANDERBILT TITLE & STLMT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,589.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 DEBELE LN, 4, LINCROFT, NJ 07738-1115 |
| Name | Verified Name |
|---|---|
| Address | 4 DEBELE LN, LINCROFT, NJ 07738-1115 |
| Document Number | 2022101010 |
|---|---|
| Date | Oct 6, 2022 |
| Instrument | 2022101010 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 DEBELE LN, LINCROFT, NJ 07738-1115 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0095559429 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 9555/9429 |
| Instrument | 2021161460 |
| Name | CONNECTONE BANK |
|---|---|
| Type | Bank |
| Address | UNION, NJ 07083 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Oct 28, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,386,700 (+32.64%) Land $708,000 Building $678,700 | $1,386,700 (+32.64%) Land $708,000 Building $678,700 | |
| 2025 | $16,874.00 (-8.91%) | $1,045,500 (+13.96%) Land $373,000 Building $672,500 | $1,045,500 (+13.96%) Land $373,000 Building $672,500 |
| 2024 | $18,525.00 (+30.02%) | ||
| 2023 | $917,400 Land $279,000 Building $638,400 | $917,400 Land $279,000 Building $638,400 | |
| 2022 | $14,248.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1995 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 62% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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