3 Debele Ln, Lincroft, NJ 07738 Property Records

Monmouth County and Middletown Township property record for 3 Debele Ln, Lincroft, NJ 07738

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,159 sqft · built 1991
Lot Size	2.11 acres (92,347 sqft)
Owner	2 Individual Names on File
Last Sale	$1,141,500 (Feb 2021)
Tax Bill	$24,402 (2025)
Deeds & Mortgages	Feb 2021 Sale Dec 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-01049-0000-00066-03`

Property Details

APN / Parcel Number

Primary APN	`32-01049-0000-00066-03`
Alternative APNs	`32010490000000660003` `320000300000001705`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,159 sqft Living Area
1st Floor Area	3,295 sqft
Upper Floors Area	1,864 sqft
Basement Area	3,025 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Hip
Roof Material	Other
Lot Area	92,347 sqft
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Area	720 sqft
Patio Area	786 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	320000300000001705
Street Address	3 DEBELE LN
City	LINCROFT
State	NJ
Zip	07738-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-90
Legal Subdivision	ROBERT & LINDA BOBAK
Legal Block	1049
Legal Lot Number	66.3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1011
Census Tract	801500

Owner

3 Debele Ln is owned by two individuals who bought it in February 2021.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 GREENWICH DR, JACKSON, NJ 08527-4874
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed, Transfer TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL
Dec 23, 2019	Grant Deed, Transfer FREEDOM MTG
Jul 31, 2018	Grant Deed, Construction Loan · Line of Credit LENDINGONE
Jul 24, 2017	Trustee's Deed, Foreclosure BK OF NEW YORK MELLO 2003-32

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2021 · Amount on File
Deed Sale	Feb 10, 2021 · Amount on File
Prior Sale	Dec 23, 2019 · Amount on File
Deed Document Number	202122050
Deed Book / Page	9481 / 92
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 10, 2021
Property Address	3 DEBELE LN, LINCROFT, NJ 07738-1115
Document Number	0094810092
Book / Page	9481 / 92
Instrument Date	Jan 21, 2021
Instrument	2021022050
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount on Record
Tax	$22,702.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 BERNARD DR, 319, MORGANVILLE, NJ 07751-2216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 GREENWICH DR, JACKSON, NJ 08527-4874

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 23, 2019
Property Address	3 DEBELE LN, LINCROFT, NJ 07738-1115
Document Number	0000123075
Book / Page	009387 / 001706
Instrument Date	Dec 13, 2019
Instrument	123075
Transaction Type	Transfer
Record Updated	Jan 23, 2020
Title Company	NEW DAWN TITLE AGENCY LLC, NEW DAWN TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 DEBELE LN LINCROFT NJ 077381115, LINCROFT, NJ 07738-1115

Mortgage

Document Number	123076
Date	Dec 23, 2019
Book Page	009387/001720
Instrument	123076

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

July 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 31, 2018
Property Address	3 DEBELE LN, LINCROFT, NJ 07738-1115
Document Number	0000075301
Book / Page	009303 / 003460
Instrument Date	Jun 19, 2018
Instrument	75301
Transaction Type	Construction Loan
Record Updated	Aug 16, 2018
Title Company	ISGN FULFILLMENT AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	418 CLIFTON AVE LAKEWOOD NJ 087013295, LAKEWOOD, NJ 08701-3295

Mortgage

Document Number	75302
Date	Jul 31, 2018
Book Page	009303/003473
Instrument	75302

Lender

Name	LENDINGONE
Address	BOCA RATON, FL 33431

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 30, 2019

Interest

Rate Type	Adjustable Rate

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 24, 2017
Property Address	3 DEBELE LN, LINCROFT, NJ 07738-1115
Document Number	0000070611
Book / Page	009237 / 005239
Instrument Date	Apr 17, 2017
Instrument	70611
Transaction Type	Foreclosure
Record Updated	Oct 24, 2017
Title Company	SURETY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$696.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Mortgage

Date	Jul 24, 2017

Lender

Name	BK OF NEW YORK MELLO 2003-32

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3 Debele Ln was $24,402, down 13.8% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,895,100 (+25.35%) Land $812,000 Building $1,083,100	$1,895,100 (+25.35%) Land $812,000 Building $1,083,100
2025	$24,402.00 (-13.78%)	$1,511,900 Land $438,600 Building $1,073,300	$1,511,900 Land $438,600 Building $1,073,300
2024	$28,302.00
2023		$1,349,000 Land $331,000 Building $1,018,000	$1,349,000 Land $331,000 Building $1,018,000
2022	$23,637.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Debele Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Debele Ln is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 65% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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