4 Cypress Ln, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 4 Cypress Ln, Cedar Grove, NJ 07009

Property Summary

Property Type	Exempt (Full or Partial)
Details	4,148 sqft · built 2020
Lot Size	48.2 acres (2,102,031 sqft)
Owner	2 Individual Names on File
Last Sale	$912,802 (Jan 2021)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00075-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`04-00075-0000-00025`

Interior

Building Area	4,148 sqft Total Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	2,102,031 sqft

Location & Zoning

Street Address	4 CYPRESS LN
City	CEDAR GROVE
State	NJ
Zip	07009-2312
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	48.256 AC 30 YR PILOT
Legal Subdivision	HILLTOP/CEDAR GROVE
Legal Block	75
Legal Lot Number	25
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	2
Census Block	2008
Census Tract	21300

Owner

4 Cypress Ln is owned by two individuals who bought it in January 2021.

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 CYPRESS LN, CEDAR GROVE, NJ 07009-2312
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2021 · Amount on File
Deed Sale	Jan 13, 2021 · Amount on File
Deed Document Number	20214303
Record Updated	Sep 20, 2026

January 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 13, 2021
Property Address	4 CYPRESS LN, CEDAR GROVE, NJ 07009-2312
Document Number	0000004303
Instrument Date	Dec 29, 2020
Instrument	4303
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 1, 2021
Title Company	EASTERN TITLE AGENCY INC, EASTERN TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$913.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 CYPRESS LN CEDAR GROVE NJ 070092312, CEDAR GROVE, NJ 07009-2312

Mortgage

Document Number	4304
Date	Jan 13, 2021
Instrument	4304

Lender

Name	K HOVNANIAN AMERICAN MTG
Type	Mortgage Company
Address	BOYNTON BEACH, FL 33426

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2051

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$1,293,500 (+44.44%) Land $396,300 Building $897,200	$1,293,500 (+44.44%) Land $396,300 Building $897,200
2025	$895,500 Land $396,300 Building $499,200	$895,500 Land $396,300 Building $499,200
2023	$895,500 Land $396,300 Building $499,200	$895,500 Land $396,300 Building $499,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Cypress Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Cypress Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ESSEX FELLS WATER HILLTOP SYSTEM serves 354 people · EPA ID NJ0706002
Water Source	Purchased surface water from VERONA WATER DEPARTMENT
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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