10 Cypress Ln, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 10 Cypress Ln, Cedar Grove, NJ 07009

Property Summary

Property Type	Exempt (Full or Partial)
Details	4,453 sqft · built 2020
Lot Size	48.2 acres (2,102,031 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,000 (Sep 2023)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-00075-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`04-00075-0000-00028`

Interior

Building Area	4,453 sqft Total Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	2,102,031 sqft

Location & Zoning

Street Address	10 CYPRESS LN
City	CEDAR GROVE
State	NJ
Zip	07009-2312
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	48.256 AC 30 YR PILOT
Legal Subdivision	HILLTOP/CEDAR GROVE
Legal Block	75
Legal Lot Number	28
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	2
Census Block	2008
Census Tract	21300

Owner

10 Cypress Ln is owned by two individuals who bought it in September 2023.

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 CYPRESS LN, CEDAR GROVE, NJ 07009-2312
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage GOLDMAN SACHS BANK USA
May 13, 2021	Deed, Transfer EVIDENT TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on File
Deed Sale	Sep 12, 2023 · Amount on File
Prior Sale	May 13, 2021 · Amount on File
Deed Document Number	202354842
Record Updated	Sep 20, 2026

September 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 12, 2023
Property Address	10 CYPRESS LN, CEDAR GROVE, NJ 07009-2312
Document Number	0000054842
Instrument Date	Aug 2, 2023
Instrument	2023054842
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	99 GRAYSON DR, BELLE MEAD, NJ 08502-4917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CYPRESS LN, CEDAR GROVE, NJ 07009-2312

Mortgage

Document Number	0000054847
Date	Sep 12, 2023
Instrument	2023054847

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank
Address	NEW YORK, NY 10282

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Type Change Date	Sep 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Margin	3
Max Rate	10.7%

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	May 13, 2021
Property Address	10 CYPRESS LN, CEDAR GROVE, NJ 07009-2312
Document Number	0000060933
Instrument Date	Aug 21, 2020
Instrument	2021060933
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$2,221.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 FIELDCREST AVE, EDISON, NJ 08837-3626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CYPRESS LN, CEDAR GROVE, NJ 07009-2312

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,163,800 (+24.39%) Land $396,300 Building $767,500	$1,163,800 (+24.39%) Land $396,300 Building $767,500
2025		$935,600 Land $396,300 Building $539,300	$935,600 Land $396,300 Building $539,300
2023		$935,600 (-) Land $396,300 Building $539,300	$935,600 (-) Land $396,300 Building $539,300
2022	Additional exemption filed	$935,600 Land $396,300 Building $539,300	$935,600 Land $396,300 Building $539,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Cypress Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Cypress Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ESSEX FELLS WATER HILLTOP SYSTEM serves 354 people · EPA ID NJ0706002
Water Source	Purchased surface water from VERONA WATER DEPARTMENT
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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