4 Cudak Ct, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 4 Cudak Ct, Westminster, MA 01473

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,419 sqft · built 2007
Lot Size	2.79 acres (121,719 sqft)
Owner	2 Company Names on Record
Last Sale	$220,000 (Apr 2006)
Tax Bill	$11,396 (2026)
Deeds & Mortgages	Sep 2025 Transfer Feb 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WMIN M:54 B:L:18`

Property Details

APN / Parcel Number

Primary APN	`WMIN M:54 B:L:18`
Alternative APNs	`M:60 B:22 L:9` `560229`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,419 sqft Living Area
Gross Area	8,880 sqft
Basement Area	2,477 sqft
Unfinished Basement	2,477 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	121,719 sqft (2.79 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Oil

Location & Zoning

Account Number	560229
Street Address	4 CUDAK CT
City	WESTMINSTER
State	MA
Zip	01473-1159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	18
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	3
Census Block	3010
Census Tract	708100

Owner

Source: Worcester County and Westminster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4 CUDAK CT, WESTMINSTER, MA 01473-1159
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Quit Claim Deed, Transfer Quitclaim
Feb 7, 2024	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION
May 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Sep 21, 2018	Deed of Trust, Mortgage · ARM CENTRAL ONE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2006 · Amount on Record
Deed Sale	Apr 21, 2006 · Amount on Record
Deed Book / Page	6087 / 188
Last Transfer Date	Sep 12, 2025
Transfer Doc	00011066-1
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Sep 18, 2025
Property Address	4 CUDAK CT, WESTMINSTER, MA 01473-1159
Document Number	00011066-1
Book / Page	11066 / 1
Instrument Date	Sep 12, 2025
Instrument	12659
Transaction Type	Transfer
Record Updated	Oct 8, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CUDAK CT, WESTMINSTER, MA 01473-1159

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	4 CUDAK CT, WESTMINSTER, MA 01473-1159
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010710-49
Date	Feb 7, 2024
Book Page	10710/49
Instrument	1505

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	4 CUDAK CT, WESTMINSTER, MA 01473-1159
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9981-23
Date	May 18, 2021
Book Page	9981/23
Instrument	10689

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	4 CUDAK CT, WESTMINSTER, MA 01473-1159
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9170-124
Date	Sep 21, 2018
Book Page	9170/124
Instrument	16412

Lender

Name	CENTRAL ONE FCU
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.38%

Tax Assessment & Valuation

Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,396.00 (-4.18%)	$971,500 (+0.48%) Land $148,900 Building $822,600	$843,885 (-2.44%)
2025	$11,893.00 (+5.65%)	$966,900 (+5.3%) Land $148,900 Building $818,000	$864,975
2024	$11,257.00 (+0.37%)	$918,200 (+6.92%) Land $148,900 Building $769,300
2023	$11,216.00	$858,800 Land $133,000 Building $725,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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