3 Cudak Ct, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 3 Cudak Ct, Westminster, MA 01473

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,106 sqft · built 2005
Lot Size	3.04 acres (132,609 sqft)
Owner	2 Individual Names on File
Last Sale	$549,900 (Jul 2015)
Tax Bill	$9,499 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WMIN M:54 B:L:19`

Property Details

APN / Parcel Number

Primary APN	`WMIN M:54 B:L:19`
Alternative APNs	`M:60 B:22 L:10` `5602210`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,106 sqft Living Area
Gross Area	7,873 sqft
Basement Area	1,628 sqft
Unfinished Basement	1,628 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	132,609 sqft (3.04 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5602210
Street Address	3 CUDAK CT
City	WESTMINSTER
State	MA
Zip	01473-1158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	19
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	3
Census Block	3010
Census Tract	708100

Owner

3 Cudak Ct is owned and occupied by two individuals who acquired it in May 2022.

Source: Worcester County and Westminster Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 CUDAK CT, WESTMINSTER, MA 01473-1158
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage ADVANTAGEFIRST LENDIN
Jun 2, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance PHH US MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2015 · Amount on File
Deed Sale	Jul 24, 2015 · Amount on File
Prior Sale	Oct 19, 2012 · Amount on File
Deed Book / Page	8371 / 259
Last Transfer Date	May 23, 2022
Transfer Doc	0010346-84
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	3 CUDAK CT, WESTMINSTER, MA 01473-1158
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011168-241
Date	Mar 6, 2026
Book Page	11168/241
Instrument	2804

Lender

Name	ADVANTAGEFIRST LENDIN

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Jun 2, 2022
Property Address	3 CUDAK CT, WESTMINSTER, MA 01473-1158
Document Number	0010346-84
Book / Page	10346 / 84
Instrument Date	May 23, 2022
Instrument	10074
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 CUDAK CT, WESTMINSTER, MA 01473-1158

Mortgage

Document Number	0000010075
Date	Jun 2, 2022
Instrument	10075

Lender

Name	PHH US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 3 Cudak Ct was $9,499, down 0.5% from the year before.

Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,499.00 (-0.48%)	$809,800 (+4.36%) Land $149,600 Building $660,200	$947,055 (+3.2%)
2025	$9,545.00 (+5.43%)	$776,000 (+5.09%) Land $149,600 Building $626,400	$917,700
2024	$9,053.00 (-0.65%)	$738,400 (+5.83%) Land $149,600 Building $588,800
2023	$9,112.00	$697,700 Land $133,700 Building $564,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Cudak Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Cudak Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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