Rockland County and Ramapo Town property record for 4 Crystal St, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,096 sqft · built 1965 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Owner Name on File |
| Last Sale | $312,500 (Oct 2011) |
| Deeds & Mortgages | May 2019 Loan Modification May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392689 57.07-2-37 |
| Primary APN | 392689 57.07-2-37 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,096 sqft Living Area |
| 1st Floor Area | 1,432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 145 ft deep x 105 ft wide |
| Garage Type | Basement |
| Porch | Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00468980000 |
|---|---|
| Old Parcel Number | 268905700700020370000000 |
| Street Address | 4 CRYSTAL ST |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-4542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | LOT:37.000 BLK:2 SEC:57.07 DIST:392689 CITY/MUNI/TWP:RAMAPO (TOV) |
| Legal Subdivision | MIRROR LAKE HOMES SOUTH SEC |
| Legal Block | 2 |
| Legal Lot Number | 37.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 11512 |
The current owner of 4 Crystal St bought it in October 2011.
Source: Rockland County and Ramapo Town records, as of December 26, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 4 CRYSTAL ST, SPRING VALLEY, NY 10977-4542 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2019 | Loan Modification, Mortgage · FHA Mortgage MISCELLANEOUS GOVT AGCY |
| May 28, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2011 · Amount on File |
| Deed Sale | Oct 17, 2011 · Amount on File |
| Prior Sale | Oct 17, 2011 · Amount on File |
| Deed Document Number | 2011-00037220 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 4 CRYSTAL ST, SPRING VALLEY, NY 10977-4542 |
| Document Number | 0000020808 |
| Instrument Date | May 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 4 CRYSTAL ST SPRING VALLEY NY 109774542, SPRING VALLEY, NY 10977-4542 |
| Document Number | 0000020808 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 20808 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 4.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 4 CRYSTAL ST, SPRING VALLEY, NY 10977-4542 |
| Document Number | 0000020793 |
| Instrument Date | May 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 4 CRYSTAL ST SPRING VALLEY NY 109774542, SPRING VALLEY, NY 10977-4542 |
| Document Number | 0000020793 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 20793 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 24, 2049 |
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $51,000 (-) Land $16,000 Building $35,000 | $657,217 (+1,114.82%) Land $206,186 Building $451,031 |
| 2023 | $51,000 Land $16,000 Building $35,000 | $54,100 Land $16,973 Building $37,127 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4 Crystal St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Crystal St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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