3 Crystal St, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 3 Crystal St, Spring Valley, NY 10977

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,178 sqft · built 1965
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Apr 2016)
Tax Bill$13,241 (2024)
Deeds & MortgagesJan 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN392689 57.07-2-3

Property Details

APN / Parcel Number

Primary APN392689 57.07-2-3
Alternative APNs
  • 392689-057-007-0002-003-000-000
  • 268905700700020030000000
  • 392689 57.7-2-3
  • 00469220000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,178 sqft Living Area
Gross Area3,151 sqft
1st Floor Area1,103 sqft
2nd Floor Area1,075 sqft
Basement Area1,038 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleColonial
Exterior MaterialWood
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions260 ft deep x 232 ft wide
View / LotSuburban
Garage TypeAttached
Garage Area973 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area656 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00469220000
Street Address3 CRYSTAL ST
CitySPRING VALLEY
StateNY
Zip10977-4511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal SubdivisionMIRROR LAKE HOMES SOUTH SEC
Legal Block2
Legal Lot Number3.0
JurisdictionROCKLAND NY
Township / Civil DivisionRAMAPO
Census Block Group1
Census Block1025
Census Tract11512

Owner

3 Crystal St is owned by an individual who bought it in April 2016.

Source: Rockland County and Ramapo Town records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address201 KEAP ST, 1, BROOKLYN, NY 11211-8296
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2016 · Amount on File
Deed SaleApr 1, 2016 · Amount on File
Prior SaleMay 15, 2015 · Amount on File
Deed Document Number20169494
Prior Transfer DateMay 1, 2015
Prior Transfer Doc0000013615
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address3 CRYSTAL ST, SPRING VALLEY, NY 10977-4511
Transaction TypeMortgage
Record UpdatedFeb 15, 2024
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002309
DateJan 25, 2024
Instrument2024-00002309
Lender
NameCROSS COUNTRY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 1, 2044

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionRamapo Town
Unified School DistrictEast Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$13,241.00$53,836 (-) Land $16,000 Building $37,836$56,700 (-)
2023$53,836 Land $16,000 Building $37,836$56,700 Land $16,851 Building $39,849

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Crystal St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Crystal St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

Nearby Properties on Crystal St

Nearby Streets

Search Property Records by Address or Parcel Number