4 Crossgate Ct E, Palm Coast, FL 32137 Property Records

Flagler County property record for 4 Crossgate Ct E, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,341 sqft · built 1994
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$620,000 (Apr 2024)
Tax Bill	$8,592 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`07-11-31-7014-00070-0670`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7014-00070-0670`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,341 sqft Living Area
Gross Area	3,346 sqft
1st Floor Area	2,341 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Driveway	Concrete Driveway
Driveway Area	320 sqft
Boat Access	Boat Access
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4 CROSSGATE CT E
City	PALM COAST
State	FL
Zip	32137-8963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 14 BLOCK 00007 LOT 0067 SUBDIVISION COMPLETION YEAR 1978 OR 126 PG 640 OR 204 PG 627 OR 216 PG 652 OR 284 PG 803 OR 298 PG 135 OR 458 PG 388 OR 484 PG 213 OR 496 PG 858 (CD) OR 496 PG 859 OR 1719/1441-DC VIRGIL OR 1714/656-RDM HOLM
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	7
Legal Lot Number	67
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2007
Census Tract	60105

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 CROSSGATE CT E, PALM COAST, FL 32137-8963
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Prior Sale	Oct 12, 2016 · Amount on Record
Deed Document Number	202414427
Deed Book / Page	2859 / 1516
Prior Transfer Date	Apr 27, 2009
Prior Transfer Doc	0017140656
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 8, 2024
Property Address	4 CROSSGATE CT W, PALM COAST, FL 32137-8908
Document Number	0028591516
Book / Page	2859 / 1516
Map Reference	MB 6 PG 54-58
Instrument Date	Mar 22, 2024
Instrument	2024014427
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	COVENANT TITLE, COVENANT CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1185 COUNTRY CLUB RD, ANDREWS, SC 29510-5152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CROSSGATE CT E, PALM COAST, FL 32137-8963

Mortgage

Document Number	0028591518
Date	Apr 8, 2024
Instrument	2859/1518

Lender

Name	BESTWAY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,592.00 (+134.31%)	$515,919 (+85.32%) Land $135,000 Building $380,919	$515,919 (+23.56%) Land $135,000 Building $380,919
2024	$3,667.00 (+3.27%)
2023	$3,551.00 (-3.06%) Homeowner's exemption Disabled Person's exemption Widower's exemption Additional exemption filed	$278,390 (+3%)	$417,553 (-2.15%) Land $135,000 Building $282,553
2022	$3,663.00 Homeowner's exemption Disabled Person's exemption Widower's exemption Additional exemption filed	$270,282	$426,747 Land $135,000 Building $291,747

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 392 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	418 units insured incl. 26 condo units
Nearby Flood Claims	35 (1987–2022)
Claims Outside the SFHA	22 of 35
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 5 claims Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20