13 Crossgate Ct E, Palm Coast, FL 32137 Property Records

Flagler County property record for 13 Crossgate Ct E, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,452 sqft · built 1999
Lot Size	0.227 acres (9,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Jun 2016)
Tax Bill	$7,834 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`07-11-31-7014-00070-0720`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7014-00070-0720`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,452 sqft Heated Area
Gross Area	3,655 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,920 sqft (0.227 acres)
Lot Dimensions	124 ft deep x 80 ft wide
Driveway	Driveway
Driveway Area	2,090 sqft
Pool Type	Enclosed Pool
Pool Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	13 CROSSGATE CT E
City	PALM COAST
State	FL
Zip	32137-8963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 14 BL 7 LTS 72 & 73 OR 127 PG 533 OR 128 PG 207 OR 273 PG 457 OR 273 PG 967 OR 341 PG 782 OR 623 1025 OR 624 P
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	7
Legal Lot Number	72,73 73
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2007
Census Tract	60105

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 CROSSGATE CT E, PALM COAST, FL 32137-8963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2016 · Amount on Record
Deed Sale	Jun 16, 2016 · Amount on Record
Prior Sale	Nov 4, 2003 · Amount on Record
Deed Document Number	0021401246
Deed Book / Page	1893 / 1263
Prior Transfer Date	Sep 20, 2012
Prior Transfer Doc	2012029945
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	13 CROSSGATE CT E, PALM COAST, FL 32137-8963
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 CROSSGATE CT E, PALM COAST, FL 32137-8963

Mortgage

Document Number	0025441233
Date	Mar 30, 2021
Book Page	2544/1233
Instrument	2021016927

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,834.00 (+4.55%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$479,211 (+5.99%)	$826,874 (+0.38%) Land $388,478 Building $438,396
2023	$7,493.00 (+0.64%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$452,141 (+3%)	$823,760 (-7.32%) Land $388,478 Building $435,282
2022	$7,445.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$438,972	$888,866 Land $435,000 Building $453,866

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 392 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	418 units insured incl. 26 condo units
Nearby Flood Claims	35 (1987–2022)
Claims Outside the SFHA	22 of 35
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 5 claims Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20