Essex County and Marblehead Town property record for 4 Cross St, Apt 3, Marblehead, MA 01945
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 848 sqft · built 1900 |
| Lot Size | 0.141 acres (6,154 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (Dec 2020) |
| Tax Bill | $3,821 (2026) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0109 B:0051 L:3 |
| Primary APN | MARB M:0109 B:0051 L:3 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Units | 3 Units |
| Stories | 1 Story |
| Building Area | 848 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,154 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 4 CROSS ST, 3 |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-2396 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | 04 CROSS STREET CONDO |
| Legal Block | 51 |
| Legal Lot Number | 3 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 203200 |
Source: Essex County and Marblehead Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 CROSS ST, 3, MARBLEHEAD, MA 01945-2396 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2020 | Condominium Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP |
| Jun 21, 2018 | Condominium Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2020 · Amount on Record |
| Deed Sale | Dec 18, 2020 · Amount on Record |
| Prior Sale | Jun 21, 2018 · Amount on Record |
| Deed Book / Page | 39314 / 414 |
| Transfer Doc | 031084-303 |
| Record Updated | Oct 29, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Dec 18, 2020 |
| Property Address | 4 CROSS ST APT 3, 3, MARBLEHEAD, MA 01945-2396 |
| Document Number | 39314-414 |
| Book / Page | 39314 / 414 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 20201218005990 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 CROSS ST APT 3, 3, MARBLEHEAD, MA 01945-2396 |
| Document Number | 201218006000 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 201218006000 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jun 21, 2018 |
| Property Address | 4 CROSS ST APT 3, 3, MARBLEHEAD, MA 01945-2396 |
| Document Number | 36803-212 |
| Book / Page | 036803 / 000212 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 180621600 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,664.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 6 HARBOR VIEW LN MARBLEHEAD MA 019453008, MARBLEHEAD, MA 01945-3008 |
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,821.00 (-3.12%) | $446,400 (+2.43%) Building $446,400 | $465,541 (-0.19%) |
| 2025 | $3,944.00 (-0.1%) | $435,800 (-1.09%) Building $435,800 | $466,450 |
| 2024 | $3,948.00 (+3.32%) | $440,600 (+15.31%) Building $440,600 | |
| 2023 | $3,821.00 | $382,100 Building $382,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 56 (1978–2018) |
| Claims Outside the SFHA | 6 of 56 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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