Essex County and Marblehead Town property record for 4 Cross St, Apt 1, Marblehead, MA 01945
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,417 sqft · built 1900 |
| Lot Size | 0.141 acres (6,154 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $650,000 (Nov 2025) |
| Tax Bill | $5,387 (2026) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jul 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0109 B:0051 L:1 |
| Primary APN | MARB M:0109 B:0051 L:1 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 1,417 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,154 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 4 CROSS ST, 1 |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-2396 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 51 |
| Legal Lot Number | 1 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 203200 |
Source: Essex County and Marblehead Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 CROSS ST, 1, MARBLEHEAD, MA 01945-2396 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Nov 12, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage COMMUNITY CREDIT UNION LYNN |
| Jul 6, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Dec 13, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Jun 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Apr 13, 2018 | Quit Claim Deed, Transfer |
| Jun 5, 2017 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2025 · Amount on Record |
| Deed Sale | Nov 12, 2025 · Amount on Record |
| Prior Sale | Jul 6, 2022 · Amount on Record |
| Deed Book / Page | 43063 / 562 |
| Prior Transfer Date | Nov 7, 2025 |
| Prior Transfer Doc | 043063-562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Nov 12, 2025 |
| Property Address | 4 CROSS ST APT 1, 1, MARBLEHEAD, MA 01945-2396 |
| Document Number | 043063-562 |
| Book / Page | 43063 / 562 |
| Instrument Date | Nov 7, 2025 |
| Instrument | 20251112003990 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 CROSS ST APT 1, 1, MARBLEHEAD, MA 01945-2396 |
| Document Number | 043063-565 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 43063/565 |
| Instrument | 20251112004000 |
| Name | COMMUNITY CREDIT UNION LYNN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jul 6, 2022 |
| Property Address | 4 CROSS ST APT 1, 1, MARBLEHEAD, MA 01945-2396 |
| Document Number | 041049-182 |
| Book / Page | 41049 / 182 |
| Instrument Date | Jul 6, 2022 |
| Instrument | 20220706001770 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 CROSS ST, MARBLEHEAD, MA 01945-2396 |
| Document Number | 220706001780 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 220706001780 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 4 CROSS ST APT 1, 1, MARBLEHEAD, MA 01945-2396 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 038109-579 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 38109/579 |
| Instrument | 20191213003900 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 4 CROSS ST APT 1, 1, MARBLEHEAD, MA 01945-2396 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 039968-259 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 39968/259 |
| Instrument | 20210610005220 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Apr 13, 2018 |
| Property Address | 4 CROSS ST APT 1, 1, MARBLEHEAD, MA 01945-2396 |
| Document Number | 36647-208 |
| Book / Page | 036647 / 000208 |
| Instrument Date | Apr 10, 2018 |
| Instrument | 1804131890 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,211.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 PETERSON RD MARBLEHEAD MA 01945, MARBLEHEAD, MA 01945 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jun 5, 2017 |
| Property Address | 4 CROSS ST APT 1, 1, MARBLEHEAD, MA 01945-2396 |
| Document Number | 35917-184 |
| Book / Page | 035917 / 000184 |
| Instrument Date | Mar 2, 2017 |
| Instrument | 1706050116 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 27, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,351.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043 |
| Investor | Possibly a Property Investor |
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,387.00 (-1.73%) | $629,300 (+3.9%) Building $629,300 | $615,087 (-11.67%) |
| 2025 | $5,482.00 (-0.22%) | $605,700 (-1.22%) Building $605,700 | $696,350 |
| 2024 | $5,494.00 (+6.1%) | $613,200 (+18.42%) Building $613,200 | |
| 2023 | $5,178.00 | $517,800 Building $517,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 56 (1978–2018) |
| Claims Outside the SFHA | 6 of 56 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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