4 Crespi Cir, Ladera Ranch, CA 92694 Property Records

Orange County property record for 4 Crespi Cir, Ladera Ranch, CA 92694

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 6,466 sqft · built 2015
Lot Size0.347 acres (15,123 sqft)
OwnerCompany Name on Record
Last Sale$3,775,000 (Jul 2017)
Tax Bill$54,777 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jan 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN741-263-02

Property Details

APN / Parcel Number

Primary APN741-263-02

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Building Area6,466 sqft Living Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Lot Area15,123 sqft (0.347 acres)
Garage Area1,063 sqft
Parking Spaces4 Parking Spaces
Pool TypePool with Hot Tub/Spa

Location & Zoning

Street Address4 CRESPI CIR
CityLADERA RANCH
StateCA
Zip92694-1561
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 15985 BLK LOT 63
Legal SubdivisionTRACT NO 15985
Legal Tract15985
Legal Lot Number63
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group1
Census Block1005
Census Tract32058

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4 CRESPI CIR, LADERA RANCH, CA 92694-1561
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jan 22, 2020Quit Claim Deed, Transfer
BANK OF AMERICA
Jul 25, 2017Quit Claim Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD
Jul 25, 2017Grant Deed, Subdivision Related Transfer · Conventional Mortgage
WILLIAM LYON MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2017 · Amount on Record
Deed SaleJul 25, 2017 · Amount on Record
Deed Document Number2017306108
Last Transfer DateJun 5, 2024
Transfer Doc0000142318
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address4 CRESPI CIR, LADERA RANCH, CA 92694-1561
Transaction TypeMortgage
Record UpdatedMar 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CRESPI CIR, LADERA RANCH, CA 92694-1561

Mortgage

Document Number0000128702
DateFeb 24, 2021
Instrument2021000128702
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE CA
Recording DateJan 22, 2020
Property Address4 CRESPI CIR, LADERA RANCH, CA 92694-1561
Document Number0000026934
Instrument DateJan 14, 2020
Instrument26934
Transaction TypeTransfer
Record UpdatedFeb 7, 2020
Title CompanyTITLE CONNECT LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4 CRESPI CIR LADERA RANCH CA 926941561, LADERA RANCH, CA 92694-1561

Mortgage

Document Number26935
DateJan 22, 2020
Instrument26935
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount Recorded
Term360 Months
DueJan 21, 2050

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE CA
Recording DateJul 25, 2017
Property Address4 CRESPI CIR, LADERA RANCH, CA 92694-1561
Document Number0000306107
Instrument DateJun 23, 2017
Instrument306107
Transaction TypeTransfer
Record UpdatedAug 1, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4 CRESPI CIR LADERA RANCH CA 926941561, LADERA RANCH, CA 92694-1561

July 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateJul 25, 2017
Property Address4 CRESPI CIR, LADERA RANCH, CA 92694-1561
Document Number0000306108
Map ReferenceDOC2007000462317
Instrument DateJun 22, 2017
Instrument2017000306108
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 14, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CRESPI CIR, LADERA RANCH, CA 92694-1561

Mortgage

Document Number0000306109
DateJul 25, 2017
Instrument2017000306109
Lender
NameWILLIAM LYON MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,381,210 (+2%) Land $2,692,187 Building $1,689,023
2025$54,777.00 (+3.82%)$4,295,304 (+4.04%) Land $2,639,399 Building $1,655,905
2023$52,764.00 (+0.88%)$4,128,513 Land $2,536,908 Building $1,591,605
2022$52,306.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA MARGARITA WATER DISTRICT
serves 165,275 people · EPA ID CA3010101
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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