11 Crespi Cir, Ladera Ranch, CA 92694 Property Records

Orange County property record for 11 Crespi Cir, Ladera Ranch, CA 92694

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 5,787 sqft · built 2015
Lot Size	0.294 acres (12,815 sqft)
Owner	Trust Name on File
Last Sale	$4,020,000 (Feb 2023)
Tax Bill	$50,854 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`741-263-11`

Property Details

APN / Parcel Number

Primary APN	`741-263-11`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Half Baths	1 Half Bath
Building Area	5,787 sqft Living Area

Exterior

Year Built	Built 2015
Lot Area	12,815 sqft (0.294 acres)
Garage Area	917 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	11 CRESPI CIR
City	LADERA RANCH
State	CA
Zip	92694-1561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15985 BLK LOT 55
Legal Tract	15985
Legal Lot Number	55
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1005
Census Tract	32058

Owner

11 Crespi Cir is owner-occupied and held in a trust since July 2025.

Source: Orange County records, as of November 17, 2025

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Mailing Address	11 CRESPI CIR, LADERA RANCH, CA 92694-1561
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Jul 27, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE CO HSD
Nov 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 3, 2023 · Amount on File
Deed Sale	Feb 3, 2023 · Amount on File
Prior Sale	Feb 3, 2023 · Amount on File
Deed Document Number	0000024327
Last Transfer Date	Jul 8, 2025
Transfer Doc	0000191406
Record Updated	Jun 8, 2026

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 3, 2023
Property Address	11 CRESPI CIR, LADERA RANCH, CA 92694-1561
Document Number	0000024327
Map Reference	MB 842 PG 8-20
Instrument Date	Jan 25, 2023
Instrument	2023000024327
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	11 CRESPI CIR, LADERA RANCH, CA 92694-1561

Mortgage

Document Number	0000024328
Date	Feb 3, 2023
Instrument	2023000024328

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	11 CRESPI CIR, LADERA RANCH, CA 92694-1561
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PENN PLZ 3000, 3000, NEW YORK, NY 10119-0032

Mortgage

Document Number	0000562270
Date	Sep 9, 2021
Instrument	2021000562270

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Oct 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	Other
Max Rate	8.12%

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 27, 2021
Property Address	11 CRESPI CIR, LADERA RANCH, CA 92694-1561
Document Number	0000474831
Map Reference	MB 842 PG 8-20
Instrument Date	Jul 22, 2021
Instrument	2021000474831
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE CO HSD

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CRESPI CIR, LADERA RANCH, CA 92694-1561

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 19, 2019
Property Address	11 CRESPI CIR, LADERA RANCH, CA 92694-1561
Document Number	0000460903
Instrument Date	Nov 18, 2019
Instrument	460903
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4695 MACARTHUR CT #8TH NEWPORT BEACH CA 926601882, 8TH, NEWPORT BEACH, CA 92660-1882

Tax Assessment & Valuation

The 2025 property tax bill for 11 Crespi Cir was $50,854 with a homeowner's exemption.

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$50,854.00 Homeowner's exemption	$4,182,013 Land $2,311,980 Building $1,870,033
2023	$44,418.00 (+1.03%)	$3,570,000 Land $1,966,091 Building $1,603,909
2022	$43,967.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11 Crespi Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Crespi Cir is high, ranking above 73% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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