4 Creekside Cir, Apt D, Elgin, IL 60123 Property Records

Kane County property record for 4 Creekside Cir, Apt D, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,190 sqft · built 1986
Owner	Individual Name on File
Last Sale	$225,000 (May 2025)
Tax Bill	$4,480 (2025)
Deeds & Mortgages	Oct 2021 Transfer Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-32-400-161`

Property Details

APN / Parcel Number

Primary APN	`03-32-400-161`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
Gross Area	1,424 sqft
1st Floor Area	1,190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Garage Type	Attached
Garage Area	234 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4 CREEKSIDE CIR, D
City	ELGIN
State	IL
Zip	60123-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS CONDO BLDG15 UNIT 4-D
Legal Subdivision	CENTURY OAKS CONDO
Legal Block	3
Legal Lot Number	S
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	3
Census Block	3049
Census Tract	850600

Owner

4 Creekside Cir, Apt D is owned and occupied by an individual who bought it in May 2025.

Source: Kane County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	4 CREEKSIDE CIR, D, ELGIN, IL 60123-1126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Transfer on Death Deed, Transfer
Oct 5, 2017	Warranty Deed, Transfer · Conventional with PMI INLAND BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2025 · Amount on File
Deed Sale	May 15, 2025 · Amount on File
Prior Sale	Oct 5, 2017 · Amount on File
Deed Document Number	202517694
Prior Transfer Date	Sep 24, 2021
Prior Transfer Doc	0000075143
Record Updated	Oct 29, 2026

October 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Oct 5, 2021
Property Address	4 CREEKSIDE CIR APT D, D, ELGIN, IL 60123-1126
Document Number	0000075143
Map Reference	DOC 1795774
Instrument Date	Sep 24, 2021
Instrument	2021K075143
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 CREEKSIDE CIR, 4, ELGIN, IL 60123-1126

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4 CREEKSIDE CIR APT D, D, ELGIN, IL 60123-1126

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 5, 2017
Property Address	4 CREEKSIDE CIR APT D, D, ELGIN, IL 60123-1126
Document Number	0000052486
Instrument Date	Aug 30, 2017
Instrument	52486
Transaction Type	Transfer
Record Updated	Nov 2, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CREEKSIDE CIR #D ELGIN IL 601231126, D, ELGIN, IL 60123-1126

Mortgage

Document Number	52487
Date	Oct 5, 2017
Instrument	52487

Lender

Name	INLAND BK&TR
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 4 Creekside Cir, Apt D was $4,480.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Dundee Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,480.00	$63,814 (+9.42%) Land $9,160 Building $54,654	$191,519 (+9.42%) Land $27,491 Building $164,028
2024		$58,320 Land $8,371 Building $49,949	$175,030 Land $25,123 Building $149,907
2022	$3,856.00 (+4.19%) Homeowner's exemption	$47,955 (+5.91%) Land $7,532 Building $40,423	$143,865 (+5.91%) Land $22,596 Building $121,269
2021	$3,701.00 Homeowner's exemption	$45,279 Land $7,112 Building $38,167	$135,837 Land $21,336 Building $114,501

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Creekside Cir, Apt D in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2002–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Creekside Cir, Apt D has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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