4 Creekside Cir, Apt A, Elgin, IL 60123 Property Records

Kane County property record for 4 Creekside Cir, Apt A, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,190 sqft · built 1986
Owner	Individual Name on File
Last Sale	$145,000 (Sep 2021)
Tax Bill	$2,578 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-32-400-157`

Property Details

APN / Parcel Number

Primary APN	`03-32-400-157`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
Gross Area	1,441 sqft
1st Floor Area	1,190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Garage Type	Attached
Garage Area	251 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4 CREEKSIDE CIR, A
City	ELGIN
State	IL
Zip	60123-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS CONDOS BLDG 15 UNIT 4A SUBDIVISION: CENTURY OAKS WEST
Legal Subdivision	CENTURY OAKS WEST
Legal Block	3
Legal Lot Number	S
Legal Unit	4A
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	3
Census Block	3049
Census Tract	850600

Owner

4 Creekside Cir, Apt A is owned and occupied by an individual who bought it in September 2021.

Source: Kane County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 585, SAINT CHARLES, IL 60174-0585
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed, Transfer · Conventional Mortgage NUMARK CU
Mar 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 28, 2017	Grant Deed, Foreclosure LANDTRUST NATIONAL TITLE, LANDTRUST NAT'L TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2021 · Amount on File
Deed Sale	Sep 2, 2021 · Amount on File
Prior Sale	Jul 28, 2017 · Amount on File
Deed Document Number	202167162
Prior Transfer Date	Feb 26, 2018
Prior Transfer Doc	0000011699
Record Updated	Sep 20, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Sep 2, 2021
Property Address	4 CREEKSIDE CIR APT A, A, ELGIN, IL 60123-1126
Document Number	0000067162
Map Reference	DOC 1795774
Instrument Date	Aug 26, 2021
Instrument	2021K067162
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CREEKSIDE CIR APT A, A, ELGIN, IL 60123-1126

Mortgage

Document Number	0000067163
Date	Sep 2, 2021
Instrument	2021K067163

Lender

Name	NUMARK CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Mar 14, 2018
Property Address	4 CREEKSIDE CIR APT A, A, ELGIN, IL 60123-1126
Document Number	0000011699
Instrument Date	Feb 26, 2018
Instrument	11699
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4 CREEKSIDE CIR #A ELGIN IL 601231126, A, ELGIN, IL 60123-1126

July 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jul 28, 2017
Property Address	4 CREEKSIDE CIR APT A, A, ELGIN, IL 60123-1126
Document Number	0000039204
Instrument Date	Jul 26, 2017
Instrument	39204
Transaction Type	Foreclosure
Record Updated	Aug 14, 2017
Title Company	LANDTRUST NATIONAL TITLE, LANDTRUST NAT'L TITLE

Transaction

Amount	Amount on Record
Tax	$165.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CREEKSIDE CIR #A ELGIN IL 601231126, A, ELGIN, IL 60123-1126

Tax Assessment & Valuation

The 2025 property tax bill for 4 Creekside Cir, Apt A was $2,578 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Dundee Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,578.00 Homeowner's exemption Senior Citizen's exemption	$64,056 (+9.42%) Land $9,160 Building $54,896	$192,245 (+9.42%) Land $27,491 Building $164,754
2024		$58,541 Land $8,371 Building $50,170	$175,693 Land $25,123 Building $150,570
2022	$3,412.00 (-4.1%) Homeowner's exemption	$48,124 (+5.91%) Land $7,532 Building $40,592	$144,372 (+5.91%) Land $22,596 Building $121,776
2021	$3,558.00 Homeowner's exemption	$45,439 Land $7,112 Building $38,327	$136,317 Land $21,336 Building $114,981

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Creekside Cir, Apt A in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2002–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Creekside Cir, Apt A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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