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4 Cottage Ct, Berkeley Heights, NJ 07922 Property Records

Union County and Berkeley Heights Township property record for 4 Cottage Ct, Berkeley Heights, NJ 07922

Property Summary

Property TypeCondominium
Details1,550 sqft · built 1995
Lot Size0.022 acres (940 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (Mar 2021)
Tax Bill$9,964 (2025)
Deeds & MortgagesMar 2021 Sale
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-00614-02-00001-0000-CONDO

Property Details

APN / Parcel Number

Primary APN01-00614-02-00001-0000-CONDO
Alternative APN
  • 0100614000200001 CONDO

Interior

Building Area1,550 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCondo/Apartment
Lot Area940 sqft (0.022 acres)

Location & Zoning

Street Address4 COTTAGE CT
CityBERKELEY HEIGHTS
StateNJ
Zip07922-1531
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionTUDOR COURT
Legal Block614.2
Legal Lot Number1
JurisdictionUNION NJ
Township / Civil DivisionBERKELEY HEIGHTS
Census Block Group1
Census Block1001
Census Tract38201

Owner

4 Cottage Ct, a condominium, is owned and occupied by two individuals who bought it in March 2021.

Source: Union County and Berkeley Heights Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4 COTTAGE CT, BERKELEY HEIGHTS, NJ 07922-1531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed, Transfer
MAX TITLE AGENCY LLC
Jun 18, 2018Grant Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2021 · Amount on File
Deed SaleMar 31, 2021 · Amount on File
Prior SaleJun 18, 2018 · Amount on File
Deed Document Number20213165
Deed Book / Page6407 / 2238
Record UpdatedOct 29, 2026

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateMar 31, 2021
Property Address4 COTTAGE CT, BERKELEY HEIGHTS, NJ 07922-1531
Document Number0064072238
Book / Page6407 / 2238
Map ReferenceMB 4279 PG 90
Instrument DateMar 28, 2021
Instrument3165
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyMAX TITLE AGENCY LLC

Transaction

AmountAmount on Record
Tax$3,503.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address185 KINGS RD, 185, MADISON, NJ 07940-2231

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 COTTAGE CT, BERKELEY HEIGHTS, NJ 07922-1531

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateJun 18, 2018
Property Address4 COTTAGE CT, BERKELEY HEIGHTS, NJ 07922-1531
Document Number0062690374
Book / Page006269 / 000374
Instrument DateMay 23, 2018
Instrument301142
Transaction TypeTransfer
Record UpdatedJun 29, 2018
Title CompanyPENN LAND TRANSFER COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$448.93
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 COTTAGE CT BERKELEY HEIGHTS NJ 079221531, BERKELEY HEIGHTS, NJ 07922-1531

Mortgage

Document Number144540801
DateJun 18, 2018
Book Page014454/000801
Instrument658592
Lender
NameJPMORGAN CHASE BK NA
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4 Cottage Ct was $9,964, up 2.7% from the year before.

Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionBerkeley Heights Township
Unified School DistrictBerkeley Heights Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$226,400 (-) Land $90,000 Building $136,400$226,400 (-) Land $90,000 Building $136,400
2025$9,964.00 (+2.67%)$226,400 Land $90,000 Building $136,400$226,400 Land $90,000 Building $136,400
2024$9,705.00
2023$226,400 Land $90,000 Building $136,400$226,400 Land $90,000 Building $136,400
2022$9,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Cottage Ct in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies50 units insured
incl. 40 condo units
Nearby Flood Claims17 (1978–2025)
Claims Outside the SFHA9 of 17
Most Recent ClaimJul 2025 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Cottage Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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