Union County and Berkeley Heights Township property record for 3 Cottage Ct, Berkeley Heights, NJ 07922
| Property Type | Condominium |
|---|---|
| Details | 1,292 sqft · built 1995 |
| Lot Size | 0.017 acres (743 sqft) |
| Owner | Individual Name on File |
| Last Sale | $542,000 (Jan 2026) |
| Tax Bill | $8,965 (2025) |
| Deeds & Mortgages | Jan 2026 Sale Jan 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00614-02-00002-0000-CONDO |
| Primary APN | 01-00614-02-00002-0000-CONDO |
|---|---|
| Alternative APN |
|
| Building Area | 1,292 sqft Living Area |
|---|
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Lot Area | 743 sqft (0.017 acres) |
| Street Address | 3 COTTAGE CT |
|---|---|
| City | BERKELEY HEIGHTS |
| State | NJ |
| Zip | 07922-1531 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | COTTAGE LANE/TUDOR COURT CONDO |
| Legal Block | 614.2 |
| Legal Lot Number | 2 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | BERKELEY HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 38201 |
3 Cottage Ct, a condominium, is owned and occupied by an individual who bought it in January 2026.
Source: Union County and Berkeley Heights Township records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 COTTAGE CT, BERKELEY HEIGHTS, NJ 07922-1531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed, Transfer OLD REPUBLIC TITLE |
| Jan 20, 2026 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 20, 2026 | Deed, Transfer OLD REPUBLIC TITLE |
| Jan 20, 2026 | Deed, Transfer OLD REPUBLIC TITLE |
| Jan 20, 2026 | Deed, Transfer OLD REPUBLIC TITLE |
| Jan 20, 2026 | Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2026 · Amount on File |
| Deed Sale | Jan 20, 2026 · Amount on File |
| Prior Sale | Nov 1, 1995 · Amount on File |
| Deed Document Number | 202652293 |
| Deed Book / Page | 6608 / 89 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 20, 2026 |
| Property Address | 3 COTTAGE CT, BERKELEY HEIGHTS, NJ 07922-1531 |
| Document Number | 0066080089 |
| Book / Page | 6608 / 89 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 52293 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,105.60 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 31 MONTE CARLO DR, HAMILTON, NJ 08691-3738 |
| Name | Verified Name |
|---|---|
| Address | 3 COTTAGE CT, BERKELEY HEIGHTS, NJ 07922-1531 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 20, 2026 |
| Property Address | 3 COTTAGE CT, BERKELEY HEIGHTS, NJ 07922-1531 |
| Document Number | 0066080089 |
| Book / Page | 6608 / 89 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 52293 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | BRIDGETITLE AGENCY, RIDGE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,105.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 31 MONTE CARLO DR, HAMILTON, NJ 08691-3738 |
| Name | Verified Name |
|---|---|
| Address | 3 COTTAGE CT, BERKELEY HEIGHTS, NJ 07922-1531 |
| Investor | Possibly a Property Investor |
| Document Number | 0000087612 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 87612 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 20, 2026 |
| Property Address | 3 COTTAGE CT, BERKELEY HEIGHTS, NJ 07922-1531 |
| Document Number | 0066080089 |
| Book / Page | 6608 / 89 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 52293 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,105.60 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 31 MONTE CARLO DR, HAMILTON, NJ 08691-3738 |
| Name | Verified Name |
|---|---|
| Address | 3 COTTAGE CT, BERKELEY HEIGHTS, NJ 07922-1531 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 20, 2026 |
| Property Address | 3 COTTAGE CT, BERKELEY HEIGHTS, NJ 07922-1531 |
| Document Number | 0066080089 |
| Book / Page | 6608 / 89 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 52293 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,105.60 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 31 MONTE CARLO DR, HAMILTON, NJ 08691-3738 |
| Name | Verified Name |
|---|---|
| Address | 3 COTTAGE CT, BERKELEY HEIGHTS, NJ 07922-1531 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 20, 2026 |
| Property Address | 3 COTTAGE CT, BERKELEY HEIGHTS, NJ 07922-1531 |
| Document Number | 0066080089 |
| Book / Page | 6608 / 89 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 52293 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,105.60 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 31 MONTE CARLO DR, HAMILTON, NJ 08691-3738 |
| Name | Verified Name |
|---|---|
| Address | 3 COTTAGE CT, BERKELEY HEIGHTS, NJ 07922-1531 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 20, 2026 |
| Property Address | 3 COTTAGE CT, BERKELEY HEIGHTS, NJ 07922-1531 |
| Document Number | 0066080089 |
| Book / Page | 6608 / 89 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 52293 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,105.60 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 31 MONTE CARLO DR, HAMILTON, NJ 08691-3738 |
| Name | Verified Name |
|---|---|
| Address | 3 COTTAGE CT, BERKELEY HEIGHTS, NJ 07922-1531 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3 Cottage Ct was $8,965, up 2.7% from the year before.
Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Berkeley Heights Township |
| Unified School District | Berkeley Heights Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $203,700 (-) Land $90,000 Building $113,700 | $203,700 (-) Land $90,000 Building $113,700 | |
| 2025 | $8,965.00 (+2.66%) Widower's exemption | $203,700 Land $90,000 Building $113,700 | $203,700 Land $90,000 Building $113,700 |
| 2024 | $8,733.00 | ||
| 2023 | $203,700 Land $90,000 Building $113,700 | $203,700 Land $90,000 Building $113,700 | |
| 2022 | $8,303.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3 Cottage Ct in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 50 units insured incl. 40 condo units |
| Nearby Flood Claims | 17 (1978–2025) |
| Claims Outside the SFHA | 9 of 17 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Cottage Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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