4 Cottage Cir, Chico, CA 95926 Property Records

Butte County property record for 4 Cottage Cir, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,499 sqft · built 1962
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$268,500 (Sep 2013)
Tax Bill	$3,812 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`015-310-041-000`

Property Details

APN / Parcel Number

Primary APN	`015-310-041-000`
Alternative APNs	`048090041000` `015-310-041`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,499 sqft Living Area
1st Floor Area	1,499 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Construction Type	Wood
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Old Parcel Number	015-310-041
Street Address	4 COTTAGE CIR
City	CHICO
State	CA
Zip	95926-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 23 COTTAGE PARK ADD #1
Legal Subdivision	COTTAGE PARK ADD #1
Legal Lot Number	23
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	3
Census Block	3002
Census Tract	104

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 COTTAGE CIR, CHICO, CA 95926-1305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage PHH MTG SVCS
Jul 25, 2018	Grant Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2013 · Amount on Record
Deed Sale	Sep 30, 2013 · Amount on Record
Prior Sale	Dec 19, 2012 · Amount on Record
Deed Document Number	201339648
Last Transfer Date	Sep 23, 2024
Transfer Doc	0000026087
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	4 COTTAGE CIR, CHICO, CA 95926-1305
Document Number	0000049735
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 COTTAGE CIR CHICO CA 959261305, CHICO, CA 95926-1305

Mortgage

Document Number	0000049735
Date	Nov 20, 2020
Instrument	49735

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jul 25, 2018
Property Address	4 COTTAGE CIR, CHICO, CA 95926-1305
Document Number	0000025056
Map Reference	MB25 PG28
Instrument Date	Jul 18, 2018
Instrument	2018-0025056
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 COTTAGE CIR, CHICO, CA 95926-1305

Mortgage

Document Number	0000025057
Date	Jul 25, 2018
Instrument	2018-0025057

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,714 (+2%) Land $118,779 Building $216,935
2025	$3,812.00 (+6.72%)	$329,132 (+4.04%) Land $116,450 Building $212,682
2024	$3,572.00 (+1.19%)		$378,810
2023	$3,530.00 (+1.64%)	$316,353 Land $111,929 Building $204,424
2022	$3,473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, unWired Broadband, Verizon.

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