1 Cottage Cir, Chico, CA 95926 Property Records

Butte County property record for 1 Cottage Cir, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,509 sqft · built 1972
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Feb 2026)
Tax Bill	$1,245 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jan 2024 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`015-310-044-000`

Property Details

APN / Parcel Number

Primary APN	`015-310-044-000`
Alternative APNs	`048090044000` `015-310-044`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,509 sqft Living Area
1st Floor Area	1,509 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Contemporary
Construction Type	Wood
Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Old Parcel Number	015-310-044
Street Address	1 COTTAGE CIR
City	CHICO
State	CA
Zip	95926-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 26 COTTAGE PARK ADD #1
Legal Subdivision	COTTAGE PARK ADDITION NO . 1
Legal Lot Number	26
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	3
Census Block	3002
Census Tract	104

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 COTTAGE CIR, CHICO, CA 95926-1305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 29, 2024	Affidavit of Death of Joint Tenant, Transfer
Jan 29, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2026 · Amount on Record
Deed Sale	Feb 2, 2026 · Amount on Record
Deed Document Number	20264239
Prior Transfer Date	Feb 19, 2025
Prior Transfer Doc	0000003904
Record Updated	Oct 29, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Feb 2, 2026
Property Address	1 COTTAGE CIR, CHICO, CA 95926-1305
Document Number	0000004239
Map Reference	MB 25 PG 28
Instrument Date	Jan 27, 2026
Instrument	2026-0004239
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 COTTAGE CIR, CHICO, CA 95926-1305

Mortgage

Document Number	0000004240
Date	Feb 2, 2026
Instrument	2026-0004240

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BUTTE CA
Recording Date	Jan 29, 2024
Property Address	1 COTTAGE CIR, CHICO, CA 95926-1305
Document Number	0000003592
Map Reference	MB 25 PG 28
Instrument Date	Jan 16, 2024
Instrument	2024-0003592
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 COTTAGE CIR, CHICO, CA 95926-1305

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Jan 29, 2024
Property Address	1 COTTAGE CIR, CHICO, CA 95926-1305
Document Number	0000003593
Map Reference	MB 25 PG 28
Instrument Date	Jan 16, 2024
Instrument	2024-0003593
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 COTTAGE CIR, CHICO, CA 95926-1305

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,000 (+261.33%) Land $193,800 Building $214,200
2025	$1,245.00 (+7.61%)	$112,917 (+3.87%) Land $21,013 Building $91,904
2024	$1,157.00 (+1.22%)		$344,340
2023	$1,143.00 (+1.78%) Homeowner's exemption	$108,705 Land $20,198 Building $88,507
2022	$1,123.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, unWired Broadband, Verizon.

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