4 Comee St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 4 Comee St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,210 sqft · built 1938
Lot Size	0.363 acres (15,826 sqft)
Owner	Individual Name on Record
Last Sale	$489,000 (Oct 2023)
Tax Bill	$67 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R27 B:19 L:3`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R27 B:19 L:3`
Alternative APN	`M:S-26 B:0001 L:0003`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,210 sqft Living Area
Gross Area	6,705 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,826 sqft (0.363 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 COMEE ST
City	GARDNER
State	MA
Zip	01440-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	19
Legal Lot Number	3
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3002
Census Tract	707500

Owner

Source: Worcester County and Gardner City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 COMEE ST, GARDNER, MA 01440-2306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed, Transfer · FHA Mortgage REPUBLIC STATE MORTGAGE CO
May 11, 2017	Deed of Trust, Mortgage · Closed-End Mortgage GFA FEDERAL CREDIT UNION
Oct 28, 2020	Deed of Trust, Mortgage · VA Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2023 · Amount on Record
Deed Sale	Oct 24, 2023 · Amount on Record
Prior Sale	Sep 15, 2015 · Amount on Record
Deed Book / Page	69797 / 143
Record Updated	Jun 8, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARDNER MA
Recording Date	Oct 24, 2023
Property Address	4 COMEE ST, GARDNER, MA 01440-2306
Document Number	069797-143
Book / Page	69797 / 143
Instrument Date	Oct 23, 2023
Instrument	88743
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 COMEE ST, GARDNER, MA 01440-2306

Mortgage

Document Number	0000088744
Date	Oct 24, 2023
Instrument	88744

Lender

Name	REPUBLIC STATE MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	4 COMEE ST, GARDNER, MA 01440-2306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57098-312
Date	May 11, 2017
Book Page	57098/312
Instrument	47411

Lender

Name	GFA FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	4 COMEE ST, GARDNER, MA 01440-2306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63605-386
Date	Oct 28, 2020
Book Page	63605/386
Instrument	129442

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$67.00 (-99.04%)	$468,300 (+0.36%) Land $79,300 Building $389,000	$456,760
2024	$6,994.00 (+5.97%)	$466,600 (+14.03%) Land $72,100 Building $394,500
2023	$6,600.00	$409,200 Land $71,100 Building $338,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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