36 Comee St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 36 Comee St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,015 sqft · built 1920
Lot Size	0.185 acres (8,049 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Mar 2024)
Tax Bill	$67 (2025)
Deeds & Mortgages	Sep 2024 Refinance Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:S-25 B:0004 L:0041`

Property Details

APN / Parcel Number

Primary APN	`M:S-25 B:0004 L:0041`
Alternative APN	`GARD M:R27 B:24 L:41`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,015 sqft Living Area
Gross Area	3,830 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,049 sqft (0.185 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	36 COMEE ST
City	GARDNER
State	MA
Zip	01440-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	24
Legal Lot Number	41
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3002
Census Tract	707500

Owner

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	36 COMEE ST, GARDNER, MA 01440-2306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Mar 1, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LUMINATE HOME LOANS
Sep 14, 2023	Quit Claim Deed, Transfer
Apr 7, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 1, 2024 · Amount on Record
Deed Sale	Mar 1, 2024 · Amount on Record
Prior Sale	Sep 14, 2023 · Amount on Record
Deed Document Number	202415084
Deed Book / Page	70244 / 128
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	36 COMEE ST, GARDNER, MA 01440-2306
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071058-212
Date	Sep 23, 2024
Book Page	71058/212
Instrument	77456

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Mar 1, 2024
Property Address	36 COMEE ST, GARDNER, MA 01440-2306
Document Number	070244-128
Book / Page	70244 / 128
Instrument Date	Feb 29, 2024
Instrument	15084
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 COMEE ST, GARDNER, MA 01440-2306

Mortgage

Document Number	0000015085
Date	Mar 1, 2024
Instrument	15085

Lender

Name	LUMINATE HOME LOANS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Sep 14, 2023
Property Address	36 COMEE ST, GARDNER, MA 01440-2306
Document Number	069641-366
Book / Page	69641 / 366
Instrument Date	Sep 11, 2023
Instrument	76568
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	36 COMEE ST, GARDNER, MA 01440-2306

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Apr 7, 2017
Property Address	36 COMEE ST, GARDNER, MA 01440-2306
Document Number	56952-116
Book / Page	56952 / 116
Instrument	35067
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$39.10
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 56952/0119
Date	Apr 7, 2017
Instrument	56952/0119

Lender

Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2047

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$67.00 (-98.74%)	$470,900 (+33.1%) Land $74,100 Building $396,800	$485,640
2024	$5,303.00 (+7.65%)	$353,800 (+15.85%) Land $67,400 Building $286,400
2023	$4,926.00	$305,400 Land $66,400 Building $239,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Holdings Fiber	2,000 / 2,000

May also be available: Verizon.

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