Passaic County and Wayne Township property record for 4 Cobble Stone Ct, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4,012 sqft · built 1998 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,510,000 (Dec 2022) |
| Tax Bill | $26,679 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Oct 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02328-0000-00066 |
| Primary APN | 14-02328-0000-00066 |
|---|---|
| Alternative APN |
|
| Building Area | 4,012 sqft Living Area |
|---|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Lot Area | 30,492 sqft (0.7 acres) |
| Street Address | 4 COBBLE STONE CT |
|---|---|
| City | WAYNE |
| State | NJ |
| Zip | 07470-4193 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | COBBLE STONE WOODS MANOR ESTAT |
| Legal Block | 2328 |
| Legal Lot Number | 66 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 246201 |
Source: Passaic County and Wayne Township records · APN 14-02328-0000-00066
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 COBBLE STONE CT, WAYNE, NJ 07470-4193 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 06, 2022 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Oct 03, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 06, 2022 · Amount on Record |
| Deed Sale | Dec 06, 2022 · Amount on Record |
| Prior Sale | Dec 18, 1998 · Amount on Record |
| Deed Document Number | 202255379 |
| Deed Book / Page | 4443 / 238 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Dec 06, 2022 |
| Property Address | 4 COBBLE STONE CT, WAYNE, NJ 07470-4193 |
| Document Number | 0000055379 |
| Book / Page | D4443 / 238 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 2022055379 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2023 |
| Title Company | NOT AVAILABLE, GREEN HILL STLMT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,285.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 TICE RD APT 212, 212, FRANKLIN LAKES, NJ 07417-1469 |
| Name | Verified Name |
|---|---|
| Address | 4 COBBLE STONE CT, WAYNE, NJ 07470-4193 |
| Investor | Possibly a Property Investor |
| Document Number | 0000055380 |
|---|---|
| Date | Dec 06, 2022 |
| Instrument | 2022055380 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Dec 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 4 COBBLE STONE CT, WAYNE, NJ 07470-4193 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 4 COBBLE STONE CT, WAYNE, NJ 07470-4193 |
| Document Number | 0000047274 |
|---|---|
| Date | Oct 03, 2022 |
| Book Page | M18208/214 |
| Instrument | 2022047274 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 4 COBBLE STONE CT, WAYNE, NJ 07470-4193 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000045573 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | M16430/265 |
| Instrument | 2020045573 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Oct 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Max Rate | 7.75% |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $444,800 (-) Land $158,500 Building $286,300 | $444,800 (-) Land $158,500 Building $286,300 | |
| 2025 | $26,679.00 (+0.88%) | $444,800 (-) Land $158,500 Building $286,300 | $444,800 (-) Land $158,500 Building $286,300 |
| 2024 | $26,447.00 (+5.17%) | ||
| 2023 | $444,800 Land $158,500 Building $286,300 | $444,800 Land $158,500 Building $286,300 | |
| 2022 | $25,148.00 |
Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312462013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2007–2011) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2011, rainfall accumulation, Hurricane Irene |
| Claims By Storm |
|
| Wildfire Risk | Low above 5% of the US · above 12% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 980 / 880 |
| Optimum Communications | Cable | 940 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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