1 Cobble Stone Ct, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 1 Cobble Stone Ct, Wayne, NJ 07470

Property Summary

Property TypeSingle Family Home
Details3,580 sqft · built 1997
Lot Size0.786 acres (34,238 sqft)
Owner2 Individual Names on Record
Last Sale$900,000 (Jun 2004)
Tax Bill$22,037 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN14-02613-0000-00010

Property Details

APN / Parcel Number

Primary APN14-02613-0000-00010
Alternative APN
  • 140261300010

Interior

Building Area3,580 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleColonial
Lot Area34,238 sqft (0.786 acres)

Location & Zoning

Street Address1 COBBLE STONE CT
CityWAYNE
StateNJ
Zip07470-4158
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-B
Legal SubdivisionCOBBLE STONE WOODS MANSOR ESTA
Legal Block2613
Legal Lot Number10
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group3
Census Block3001
Census Tract246201

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1 COBBLE STONE CT, WAYNE, NJ 07470-4158
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2004 · Amount on Record
Deed SaleJun 30, 2004 · Amount on Record
Prior SaleApr 17, 1997 · Amount on Record
Deed Book / Page801 / 153
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address1 COBBLE STONE CT, WAYNE, NJ 07470-4158
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023331
DateMay 28, 2020
Book PageM16176/141
Instrument2020023331
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2035

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$367,400 (-) Land $180,200 Building $187,200$367,400 (-) Land $180,200 Building $187,200
2025$22,037.00 (+0.88%)$367,400 (-) Land $180,200 Building $187,200$367,400 (-) Land $180,200 Building $187,200
2024$21,845.00 (+5.17%)
2023$367,400 Land $180,200 Building $187,200$367,400 Land $180,200 Building $187,200
2022$20,772.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (2007–2011)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWNSHIP OF WAYNE
serves 55,000 people · EPA ID NJ1614001
Water SourcePurchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

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