4 Cobb Rd, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 4 Cobb Rd, Belfast, ME 04915

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2 ba · 1,620 sqft · built 1987
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on File
Last Sale	$341,300 (Jul 2026)
Tax Bill	$989 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BELF M:004 L:033-A`

Property Details

APN / Parcel Number

Primary APN	`BELF M:004 L:033-A`
Alternative APNs	`M:004 L:033=A` `826`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	51,401 sqft (1.18 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	826
Street Address	4 COBB RD
City	BELFAST
State	ME
Zip	04915-7431
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Lot Number	33-A
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	5
Census Block	5025
Census Tract	43000

Owner

4 Cobb Rd, residential vacant land, is owned and occupied by two individuals who bought it in July 2026.

Source: Waldo County and Belfast City records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 COBB RD, BELFAST, ME 04915-7431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SKOWHEGAN SAVINGS BANK
Sep 16, 2025	Warranty Deed, Transfer · Conventional Mortgage SKOWHEGAN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on File
Deed Sale	Jul 27, 2026 · Amount on File
Prior Sale	Sep 16, 2025 · Amount on File
Deed Document Number	20265931
Deed Book / Page	5251 / 103
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELFAST ME
Recording Date	Jul 27, 2026
Property Address	4 COBB RD, BELFAST, ME 04915-7431
Document Number	0000005931
Book / Page	5251 / 103
Instrument Date	Jul 24, 2026
Instrument	20265931
Transaction Type	Transfer
Record Updated	Aug 12, 2026
Title Company	CENTRAL TITLE COMPANY, CENTRAL MAINE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Date	Jul 27, 2026

Lender

Name	SKOWHEGAN SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate	6.52%
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELFAST ME
Recording Date	Sep 16, 2025
Property Address	4 COBB RD, BELFAST, ME 04915-7431
Document Number	0005150/11
Book / Page	5150 / 11
Instrument Date	Sep 12, 2025
Instrument	2025-8094
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	GATEWAY TITLE/ME, GATEWAY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 COBB RD, BELFAST, ME 04915-7431

Mortgage

Document Number	0020258095
Date	Sep 16, 2025
Instrument	2025-8095

Lender

Name	SKOWHEGAN SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 4 Cobb Rd was $989, up 6.1% from the year before.

Source: Waldo County and Belfast City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$989.00 (+6.12%)	$60,500 (-) Land $60,500
2024	$932.00 (+15.06%)	$60,500 (+50.12%) Land $60,500
2023	$810.00 (-6.03%)	$40,300 (-) Land $40,300
2022	$862.00	$40,300 Land $40,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Cobb Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Cobb Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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