18 Cobb Rd, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 18 Cobb Rd, Belfast, ME 04915

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 983 sqft · built 1900
Lot Size10.3 acres (448,668 sqft)
Owner2 Individual Names on File
Last Sale$718,400 (Aug 2026)
Tax Bill$6,381 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Mar 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNBELF M:004 L:035

Property Details

APN / Parcel Number

Primary APNBELF M:004 L:035
Alternative APN
  • 832

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area983 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeBrick
Roof MaterialAsphalt
Lot Area448,668 sqft (10.3 acres)

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number832
Street Address18 COBB RD
CityBELFAST
StateME
Zip04915-7431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number35
JurisdictionBELFAST ME
Township / Civil DivisionBELFAST
Census Block Group5
Census Block5025
Census Tract43000

Owner

18 Cobb Rd is owned by two individuals who bought it in August 2026.

Source: Waldo County and Belfast City records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address245 LOG CABIN LN, PALMYRA, ME 04965
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2026Warranty Deed, Transfer · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Mar 25, 2026Deed of Trust, Mortgage · Line of Credit
CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2026 · Amount on File
Deed SaleAug 4, 2026 · Amount on File
Prior SaleApr 24, 2008
Deed Document Number20266270
Deed Book / Page5254 / 260
Transfer Doc03075/0027
Record UpdatedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELFAST ME
Recording DateAug 4, 2026
Property Address18 COBB RD, BELFAST, ME 04915-7431
Document Number0000006270
Book / Page5254 / 260
Instrument DateJul 31, 2026
Instrument20266270
Transaction TypeTransfer
Record UpdatedAug 19, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

DateAug 4, 2026
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate6.47%
Max Rate-1%

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELFAST ME
Property Address18 COBB RD, BELFAST, ME 04915-7431
Transaction TypeMortgage
Record UpdatedApr 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005208/327
DateMar 25, 2026
Book Page5208/327
Instrument2026-1934
Lender
NameCAMDEN NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18 Cobb Rd was $6,381, up 6.1% from the year before.

Source: Waldo County and Belfast City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyWaldo County
MunicipalityBelfast City
Unified School DistrictRegional School Unit 71 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,381.00 (+6.1%)$390,500 (-) Land $83,600 Building $306,900
2024$6,014.00 (+12.22%)$390,500 (+46.47%) Land $83,600 Building $306,900
2023$5,359.00 (-2.86%)$266,600 (+3.41%) Land $51,300 Building $215,300
2022$5,517.00$257,800 Land $51,300 Building $206,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18 Cobb Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Cobb Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Great Works Internet
Fiber
1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Cobb Rd

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