4 Clearspring Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 4 Clearspring Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,623 sqft · built 1991
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Apr 2019)
Tax Bill	$4,479 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A902000491`

Property Details

APN / Parcel Number

Primary APN	`A902000491`
Alternative APN	`2-113A-6506-00-055C.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,623 sqft Living Area
Gross Area	4,192 sqft
1st Floor Area	2,241 sqft
Basement Area	1,531 sqft
Finished Basement	382 sqft
Unfinished Basement	1,149 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	274 sqft
Deck Area	Deck Area
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A902000491
Street Address	4 CLEARSPRING CT
City	O FALLON
State	MO
Zip	63368-8161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN CHIMNEYS VLG C ROCK CHURCH LOT 55C
Legal Subdivision	TWIN CHIMNEYS VLG C ROCK CHURCH
Legal Lot Number	55C
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2006
Census Tract	311154

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1076 MIREMONT DR, MANCHESTER, MO 63011-4340
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Apr 3, 2019	Warranty Deed, Transfer FIRSTBANK
May 30, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE
Aug 4, 2017	Quit Claim Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2019 · Amount on Record
Deed Sale	Apr 3, 2019 · Amount on Record
Prior Sale	Aug 4, 2017 · Amount on Record
Deed Document Number	2019148460
Deed Book / Page	7054 / 1803
Prior Transfer Date	Aug 19, 2016
Prior Transfer Doc	0065962018
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4 CLEARSPRING CT, O FALLON, MO 63368-8161
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CLEARSPRING CT, O FALLON, MO 63368-8161

Mortgage

Document Number	2021R016229
Date	Feb 24, 2021
Instrument	2021R-016229

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 3, 2019
Property Address	4 CLEARSPRING CT, O FALLON, MO 63368-8161
Document Number	0070541803
Book / Page	007054 / 001803
Instrument Date	Mar 29, 2019
Instrument	148460
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 CLEARSPRING CT O FALLON MO 633688161, O FALLON, MO 63368-8161

Mortgage

Document Number	70541805
Date	Apr 3, 2019
Book Page	007054/001805
Instrument	148470

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4 CLEARSPRING CT, O FALLON, MO 63368-8161
Document Number	0067861756
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 9, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 CLEARSPRING CT O FALLON MO 633688161, O FALLON, MO 63368-8161

Mortgage

Document Number	0067861756
Date	Aug 4, 2017
Book Page	006786/001756
Instrument	488330

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 4, 2017
Property Address	4 CLEARSPRING CT, O FALLON, MO 63368-8161
Document Number	0067861754
Book / Page	006786 / 001754
Instrument Date	May 30, 2017
Instrument	488320
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 CLEARSPRING CT O FALLON MO 633688161, O FALLON, MO 63368-8161

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,805 (-)	$367,393 (-) Land $65,000 Building $302,393
2025	$4,479.00	$69,805 (+6.29%)	$367,393 (+6.28%) Land $65,000 Building $302,393
2023		$65,677
2022			$345,669 Land $45,000 Building $300,669

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

Nearby Properties on Clearspring Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures