12 Clearspring Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 12 Clearspring Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,012 sqft · built 1992
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,000 (Jan 2020)
Tax Bill	$3,970 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A902000493`

Property Details

APN / Parcel Number

Primary APN	`A902000493`
Alternative APN	`2-113A-6506-00-057C.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,012 sqft Living Area
Gross Area	3,177 sqft
1st Floor Area	987 sqft
Basement Area	945 sqft
Finished Basement	200 sqft
Unfinished Basement	745 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	105 sqft
Deck Area	Deck Area
Patio Area	254 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar
Sewer	Connected

Location & Zoning

Account Number	A902000493
Street Address	12 CLEARSPRING CT
City	O FALLON
State	MO
Zip	63368-8161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN CHIMNEYS VLG C ROCK CHURCH LOT 57C
Legal Subdivision	TWIN CHIMNEYS VLG C ROCK CHURCH
Legal Lot Number	57C
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2006
Census Tract	311154

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 CLEARSPRING CT, O FALLON, MO 63368-8161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · VA Mortgage DELMAR FIN'L
Jan 27, 2020	Warranty Deed, Transfer · VA Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Prior Sale	Oct 3, 2012 · Amount on Record
Deed Document Number	202052640
Deed Book / Page	7221 / 1599
Prior Transfer Date	Apr 14, 2011
Prior Transfer Doc	0055752452
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	12 CLEARSPRING CT, O FALLON, MO 63368-8161
Document Number	0000075942
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 CLEARSPRING CT O FALLON MO 633688161, O FALLON, MO 63368-8161

Mortgage

Document Number	0000075942
Date	Oct 8, 2020
Instrument	75942

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 27, 2020
Property Address	12 CLEARSPRING CT, O FALLON, MO 63368-8161
Document Number	0072211599
Book / Page	7221 / 1599
Map Reference	MB 29 PG 53
Instrument Date	Jan 23, 2020
Instrument	20200127000052640
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNER AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2451 ANNAPOLIS WAY, 2451, SAINT CHARLES, MO 63303-6265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CLEARSPRING CT, O FALLON, MO 63368-8161

Mortgage

Document Number	20200127000052650
Date	Jan 27, 2020
Instrument	20200127000052650

Lender

Name	DELMAR FINANCIAL CO
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,790 (-)	$325,211 (-) Building $325,211
2025	$3,970.00 (+7.44%)	$61,790 (+10.7%)	$325,211 (+10.7%) Building $325,211
2024	$3,695.00
2023		$55,819
2022			$293,784 Land $45,000 Building $248,784

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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