4 Clay Ct, Chapin, SC 29036 Property Records

Lexington County property record for 4 Clay Ct, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,112 sqft · built 2004
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on Record
Last Sale	$383,400 (Aug 2017)
Tax Bill	$2,608 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`001200-03-012`

Property Details

APN / Parcel Number

Primary APN	`001200-03-012`
Alternative APN	`0120003012`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,112 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	40,511 sqft (0.93 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4 CLAY CT
City	CHAPIN
State	SC
Zip	29036-9165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	FORTY LOVE POINT PH III LOT 2
Legal Subdivision	FORTY LOVE POINT
Legal Lot Number	2
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1000
Census Tract	21207

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 CLAY CT, CHAPIN, SC 29036-9165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN FIRST BANK NA
Aug 25, 2017	Grant Deed, Transfer · Conventional with PMI SOUTHERN FIRST BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2017 · Amount on Record
Deed Sale	Aug 25, 2017 · Amount on Record
Prior Sale	Sep 7, 2007 · Amount on Record
Deed Document Number	201741093
Deed Book / Page	19447 / 256
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	4 CLAY CT, CHAPIN, SC 29036-9165
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2119805023
Date	Dec 31, 2025
Book Page	21198/5023
Instrument	2025050966

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Nov 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	4 CLAY CT, CHAPIN, SC 29036-9165
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2095901563
Date	Aug 16, 2021
Book Page	20959/1563
Instrument	2021044261

Lender

Name	SOUTHERN FIRST BANK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEXINGTON SC
Recording Date	Aug 25, 2017
Property Address	4 CLAY CT, CHAPIN, SC 29036-9165
Document Number	1944700256
Book / Page	019447 / 000256
Instrument Date	Aug 25, 2017
Instrument	41093
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,418.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 CLAY CT CHAPIN SC 290369165, CHAPIN, SC 29036-9165

Mortgage

Document Number	1944700261
Date	Aug 25, 2017
Book Page	019447/000261
Instrument	41094

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,608.00 (+7.64%)
2024	$2,423.00 (+0.87%)	$15,838 (-) Land $2,600 Building $13,238	$395,953 (-) Land $65,000 Building $330,953
2023	$2,402.00	$15,838 Land $2,600 Building $13,238	$395,953 Land $65,000 Building $330,953

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	362.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BGWC INDIAN FORK-40 LOVE (3250066) private · serves 615 people · EPA ID SC3250066
Water Source	Purchased surface water from CITY OF COLUMBIA
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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