2 Clay Ct, Chapin, SC 29036 Property Records

Lexington County property record for 2 Clay Ct, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,236 sqft · built 2007
Lot Size	0.52 acres (22,681 sqft)
Owner	2 Individual Names on Record
Last Sale	$382,000 (Oct 2018)
Tax Bill	$3,547 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01402-04-85`

Property Details

APN / Parcel Number

Primary APN	`01402-04-85`
Alternative APNs	`R01402-04-85` `01744483`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,236 sqft Heated Area
Gross Area	4,236 sqft
1st Floor Area	1,629 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,681 sqft (0.52 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	160 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	01744483
Street Address	2 CLAY CT
City	CHAPIN
State	SC
Zip	29036-9165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 1 72X287.4X81.2X62.8X34.9X228.7 #SU FORTY LOVE POINT PHASE III #PR RB700-736 THRU 738
Legal Subdivision	FORTY LOVE POINT
Legal Phase	3
Legal Lot Number	1,72
Jurisdiction	RICHLAND SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1000
Census Tract	21207

Owner

Source: Lexington County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 CLAY CT, CHAPIN, SC 29036-9165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN FIRST BK NA
Apr 10, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Oct 3, 2018	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2018 · Amount on Record
Deed Sale	Oct 3, 2018 · Amount on Record
Prior Sale	Aug 15, 2007 · Amount on Record
Deed Document Number	201871041
Deed Book / Page	2340 / 561
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	2 CLAY CT, CHAPIN, SC 29036-9165
Document Number	2446/3203
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CLAY CT CHAPIN SC 290369165, CHAPIN, SC 29036-9165

Mortgage

Document Number	2446/3203
Date	Nov 18, 2019
Book Page	002446/003203
Instrument	86447

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	2 CLAY CT, CHAPIN, SC 29036-9165
Document Number	2387/1549
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	A AND M TITLE COMPANY, A&M TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CLAY CT CHAPIN SC 290369165, CHAPIN, SC 29036-9165

Mortgage

Document Number	2387/1549
Date	Apr 22, 2019
Book Page	002387/001549
Instrument	27637

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 21, 2044

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 3, 2018
Property Address	2 CLAY CT, CHAPIN, SC 29036-9165
Document Number	2340/0561
Book / Page	002340 / 000561
Instrument Date	Sep 28, 2018
Instrument	71041
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	A AND M TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,413.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 CLAY CT CHAPIN SC 290369165, CHAPIN, SC 29036-9165

Mortgage

Document Number	2340/0565
Date	Oct 3, 2018
Book Page	002340/000565
Instrument	71042

Lender

Name	SOUTHERN ST BK
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2048

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,547.00 (+19.55%)	$439,300 (+2,775%)	$620,100 (+62.33%) Land $63,900 Building $556,200
2023	$2,967.00 (-49.66%)	$15,280 (-)	$382,000 (-)
2022	$5,894.00 (+96.79%)
2021	$2,995.00	$15,280	$382,000 Land $55,100 Building $326,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BGWC INDIAN FORK-40 LOVE (3250066) private · serves 615 people · EPA ID SC3250066
Water Source	Purchased surface water from CITY OF COLUMBIA
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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