4 Clarke St, Warwick, RI 02886 Property Records

Warwick City property record for 4 Clarke St, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 720 sqft · built 1996
Lot Size	0.186 acres (8,123 sqft)
Owner	2 Individual Names on Record
Last Sale	$378,000 (Aug 2025)
Tax Bill	$4,239 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34401020000`

Property Details

APN / Parcel Number

Primary APN	`34401020000`
Alternative APNs	`WARW M:344 B:0102 L:0000` `120042` `152996`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
Gross Area	1,744 sqft
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	100 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,123 sqft (0.186 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	152996
Street Address	4 CLARKE ST
City	WARWICK
State	RI
Zip	02886-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	102
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1016
Census Tract	21901

Owner

Source: Warwick City records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 CLARKE ST, WARWICK, RI 02886-2602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 28, 2025	Warranty Deed, Transfer AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Apr 13, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 4, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage SEMPER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	May 4, 2020 · Amount on Record
Deed Document Number	20259886
Deed Book / Page	10743 / 220
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	4 CLARKE ST, WARWICK, RI 02886-2602
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009809-19
Date	Apr 13, 2021
Book Page	9809/19
Instrument	7643

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Aug 28, 2025
Property Address	4 CLARKE ST, WARWICK, RI 02886-2602
Document Number	010743-220
Book / Page	10743 / 220
Instrument Date	Aug 27, 2025
Instrument	9886
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 CLARKE ST, WARWICK, RI 02886-2602

Mortgage

Document Number	0000009887
Date	Aug 28, 2025
Instrument	9887

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Mortgage

Document Number	010743-234
Date	Aug 28, 2025
Book Page	10743/234
Instrument	9888

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	4 CLARKE ST, WARWICK, RI 02886-2602
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009809-19
Date	Apr 13, 2021
Book Page	9809/19
Instrument	7643

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	May 4, 2020
Property Address	4 CLARKE ST, WARWICK, RI 02886-2602
Document Number	009503-112
Book / Page	9503 / 112
Instrument Date	Apr 28, 2020
Instrument	5628
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CLARKE ST, WARWICK, RI 02886-2602

Mortgage

Document Number	0000005629
Date	May 4, 2020
Instrument	5629

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,239.00 (+5.98%)	$333,800 (+20.77%) Land $85,100 Building $248,700
2024	$4,000.00 (+1.99%)	$276,400 (-) Land $70,200 Building $206,200	$344,470
2023	$3,922.00 (+8.1%)	$276,400 (+42.69%) Land $70,200 Building $206,200
2022	$3,628.00	$193,700 Land $49,700 Building $144,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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