39 Clarke St, Warwick, RI 02886 Property Records

Warwick City property record for 39 Clarke St, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,398 sqft · built 1998
Lot Size	0.295 acres (12,846 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Jul 2017)
Tax Bill	$5,677 (2025)
Deeds & Mortgages	Oct 2021 Refinance Apr 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`34400990000`

Property Details

APN / Parcel Number

Primary APN	`34400990000`
Alternative APNs	`WARW M:344 B:0099 L:0000` `700027447`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,398 sqft Living Area
Gross Area	3,087 sqft
1st Floor Area	1,398 sqft
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Unfinished Basement	908 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,846 sqft (0.295 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	700027447
Street Address	39 CLARKE ST
City	WARWICK
State	RI
Zip	02886-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	99
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1016
Census Tract	21901

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 CLARKE ST, WARWICK, RI 02886-2601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RHODE ISLAND CREDIT UNION
Apr 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC HOME LOANS INC
Jun 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC HOME LOANS INC
Apr 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC HOME LOANS INC
Jan 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage RHODE ISLAND CU
Jul 27, 2017	Quit Claim Deed, Transfer MOVEMENT MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Prior Sale	Aug 3, 2016 · Amount on Record
Deed Book / Page	8866 / 339
Transfer Doc	008866-339
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	39 CLARKE ST, WARWICK, RI 02886-2601
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009970-86
Date	Oct 4, 2021
Book Page	9970/86
Instrument	20067

Lender

Name	RHODE ISLAND CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	39 CLARKE ST, WARWICK, RI 02886-2601
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009809-37
Date	Apr 13, 2021
Book Page	9809/37
Instrument	7648

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	39 CLARKE ST, WARWICK, RI 02886-2601
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009541-93
Date	Jun 22, 2020
Book Page	9541/93
Instrument	8627

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	39 CLARKE ST, WARWICK, RI 02886-2601
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009809-37
Date	Apr 13, 2021
Book Page	9809/37
Instrument	7648

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	39 CLARKE ST, WARWICK, RI 02886-2601
Document Number	9205-177
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 19, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 CLARKE ST WARWICK RI 028862601, WARWICK, RI 02886-2601

Mortgage

Document Number	9205-177
Date	Jan 28, 2019
Book Page	009205/000177
Instrument	952

Lender

Name	RHODE ISLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 27, 2039

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Jul 27, 2017
Property Address	39 CLARKE ST, WARWICK, RI 02886-2601
Document Number	008866-339
Book / Page	8866 / 339
Instrument	10939
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088670001
Date	Jul 27, 2017
Instrument	08867/0001

Lender

Name	MOVEMENT MTG LLC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,677.00 (+6.43%)	$447,000 (+18.91%) Land $111,700 Building $335,300
2024			$330,600
2023	$5,334.00 (+7.39%)	$375,900 (+41.74%) Land $92,300 Building $283,600
2022	$4,967.00	$265,200 Land $65,500 Building $199,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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