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4 Christopher Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 4 Christopher Dr, Howell, NJ 07731

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,466 sqft · built 2015
Lot Size0.358 acres (15,599 sqft)
Owner2 Individual Names on File
Last Sale$999,999 (Jun 2026)
Tax Bill$16,234 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Mar 2024 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN21-00065-0000-00056-19

Property Details

APN / Parcel Number

Primary APN21-00065-0000-00056-19
Alternative APN
  • 03487619

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,466 sqft Living Area
1st Floor Area2,203 sqft
Upper Floors Area1,815 sqft
Basement Area1,651 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area15,599 sqft (0.358 acres)
Lot Dimensions156 ft deep x 100 ft wide
Garage Area552 sqft
Parking Spaces2 Parking Spaces
Pool Area504 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number03487619
Street Address4 CHRISTOPHER DR
CityHOWELL
StateNJ
Zip07731-1461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal SubdivisionGRANDE/HOWELL
Legal Block65
Legal Lot Number56.19
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group3
Census Block3027
Census Tract811200

Owner

Source: Monmouth County and Howell Township records · APN 21-00065-0000-00056-19

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address478 COBAIN RD, JACKSON, NJ 08527-4839
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Mar 19, 2024Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Apr 06, 2020Deed of Trust, Mortgage · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 11, 2026 · Amount on Record
Deed SaleJun 11, 2026 · Amount on Record
Prior SaleSep 29, 2015 · Amount on Record
Deed Document Number202647840
Deed Book / Page9797 / 6905
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateJun 11, 2026
Property Address4 CHRISTOPHER DR, HOWELL, NJ 07731-1461
Document Number0000047840
Book / Page9797 / 6905
Instrument DateJun 09, 2026
Instrument202647840
Transaction TypeTransfer
Record UpdatedJul 17, 2026
Title CompanyREALSAFE TITLE LLC, REALSAFE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$101,000.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address478 COBAIN RD, JACKSON, NJ 08527-4839

Mortgage

Document Number0000047841,
DateJun 11, 2026
Instrument202647841
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.3%
Max Rate-1%

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address4 CHRISTOPHER DR, HOWELL, NJ 07731-1461
Transaction TypeMortgage
Record UpdatedSep 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 CHRISTOPHER DR, HOWELL, NJ 07731-1461

Mortgage

Document Number0096814262
DateMar 19, 2024
Book Page9681/4262
Instrument2024018268
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMar 15, 2064
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address4 CHRISTOPHER DR, HOWELL, NJ 07731-1461
Document Number0000040389
Instrument DateApr 06, 2020
Transaction TypeMortgage
Record UpdatedJul 08, 2020
Title CompanyBREAK WATER TITLE AGENCY LLC, BREAK WATER TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4 CHRISTOPHER DR HOWELL NJ 077311461, HOWELL, NJ 07731-1461

Mortgage

Document Number0000040389
DateApr 20, 2020
Book Page009408/001805
Instrument40389
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 19, 2050

Tax Assessment & Valuation

Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,051,800 (+11.24%) Land $365,400 Building $686,400$1,051,800 (+11.24%) Land $365,400 Building $686,400
2025$16,234.00 (+2.77%)$945,500 (+22.17%) Land $265,400 Building $680,100$945,500 (+22.17%) Land $265,400 Building $680,100
2024$15,797.00 (+3.76%)
2023$773,900 Land $140,400 Building $633,500$773,900 Land $140,400 Building $633,500
2022$15,224.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258112003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1984)
Most Recent ClaimJun 1984 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 64% of the US · above 55% of New Jersey
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: AT&T.

Based on FCC filings for 283 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ1345001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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