10 Christopher Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 10 Christopher Dr, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,037 sqft · built 2016
Lot Size	0.399 acres (17,398 sqft)
Owner	2 Individual Names on File
Last Sale	$498,445 (Oct 2016)
Tax Bill	$13,171 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00065-0000-00056-01`

Property Details

APN / Parcel Number

Primary APN	`21-00065-0000-00056-01`
Alternative APN	`03487000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,037 sqft Living Area
1st Floor Area	1,881 sqft
Upper Floors Area	1,442 sqft
Basement Area	1,595 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	17,398 sqft (0.399 acres)
Lot Dimensions	174 ft deep x 100 ft wide
Garage Area	286 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Patio Area	644 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	03487000
Street Address	10 CHRISTOPHER DR
City	HOWELL
State	NJ
Zip	07731-1461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Block	65
Legal Lot Number	56.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3027
Census Tract	811200

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 CHRISTOPHER DR, HOWELL, NJ 07731-1461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · SBA Mortgage PROVIDENT BANK
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2016 · Amount on File
Deed Sale	Oct 4, 2016 · Amount on File
Prior Sale	Mar 9, 2016 · Amount on File
Deed Document Number	201696590
Deed Book / Page	9189 / 9903
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	10 CHRISTOPHER DR, HOWELL, NJ 07731-1461
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CHRISTOPHER DR, HOWELL, NJ 07731-1461

Mortgage

Document Number	0097594336
Date	Oct 3, 2025
Book Page	9759/4336
Instrument	2025079367

Lender

Name	PROVIDENT BANK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	SBA Mortgage
Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	10 CHRISTOPHER DR, HOWELL, NJ 07731-1461
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	PROVIDENCE ABSTRACT LLC, PROVIDENT ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095540272
Date	Oct 26, 2021
Book Page	9554/272
Instrument	2021157840

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$862,700 (+12.46%) Land $371,000 Building $491,700	$862,700 (+12.46%) Land $371,000 Building $491,700
2025	$13,171.00 (+4.03%)	$767,100 (+21.38%) Land $271,000 Building $496,100	$767,100 (+21.38%) Land $271,000 Building $496,100
2024	$12,661.00 (+2.58%)
2023		$632,000 Land $146,000 Building $486,000	$632,000 Land $146,000 Building $486,000
2022	$12,342.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 55% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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