Flagler County property record for 4 Cher Ct, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,559 sqft · built 2004 |
| Lot Size | 0.238 acres (10,367 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $142,500 (Mar 2003) |
| Tax Bill | $8,279 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Oct 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-11-31-7016-00100-0320 |
| Primary APN | 07-11-31-7016-00100-0320 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,559 sqft Living Area |
| Gross Area | 5,034 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 10,367 sqft (0.238 acres) |
| Lot Dimensions | 137 ft deep x 80 ft wide |
| Driveway | Brick Driveway |
| Driveway Area | 1,641 sqft |
| Pool Area | 322 sqft |
| Patio Area | 200 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4 CHER CT |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-9051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 16 BLK 10 LOT 32 OR 180 PG 193 OR 220 PG 203 OR 388 PG 212 OR 657 PG 1168 OR 719 PG 1277 OR 727 PG 724-RLE OR 727 PG 854-BLA OR 919 PG 1624 OR 903 PG 836/ORD TO RESCIND BLA OR 999 PG 73RES BLA OR 903 PG 837 OR 2084/1464-RDMN TRACY L LE |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 10 |
| Legal Lot Number | 32 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 60104 |
Source: Flagler County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4 CHER CT, PALM COAST, FL 32137-9051 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 2, 2026 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 10, 2019 | Loan Modification, Mortgage · Conventional with PMI INTRACOASTAL BK |
| Jul 17, 2017 | Loan Modification, Mortgage · Line of Credit INTRACOASTAL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2003 · Amount on Record |
| Deed Sale | Mar 4, 2003 · Amount on Record |
| Prior Sale | Dec 11, 2000 · Amount on Record |
| Deed Book / Page | 903 / 837 |
| Last Transfer Date | Dec 19, 2025 |
| Transfer Doc | 0030171940 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 2, 2026 |
| Property Address | 4 CHER CT, PALM COAST, FL 32137-9051 |
| Document Number | 0030171940 |
| Book / Page | 3017 / 1940 |
| Map Reference | MB 35 PG 528 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2026000047 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 CHER CT, PALM COAST, FL 32137-9051 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4 CHER CT, PALM COAST, FL 32137-9051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 4 CHER CT, PALM COAST, FL 32137-9051 |
| Document Number | 0023931067 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 CHER CT PALM COAST FL 321379051, PALM COAST, FL 32137-9051 |
| Document Number | 0023931067 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 002393/001067 |
| Instrument | 39648 |
| Name | INTRACOASTAL BK |
|---|---|
| Type | Bank |
| Address | PALM COAST, FL 32137 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 4 CHER CT, PALM COAST, FL 32137-9051 |
| Document Number | 0022200650 |
| Book / Page | 002220 / 000650 |
| Instrument Date | Jul 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 CHER CT PALM COAST FL 321379051, PALM COAST, FL 32137-9051 |
| Document Number | 0022200650 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 002220/000650 |
| Instrument | 26142 |
| Name | INTRACOASTAL BK |
|---|---|
| Type | Bank |
| Address | PALM COAST, FL 32137 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,279.00 (+2.25%) Homeowner's exemption | $498,684 (+5.99%) | $868,845 (+6.4%) Land $175,000 Building $693,845 |
| 2024 | $8,097.00 (+2.16%) | ||
| 2023 | $7,926.00 (+0.6%) Homeowner's exemption | $470,515 (+3%) | $816,594 (+1.04%) Land $175,000 Building $641,594 |
| 2022 | $7,879.00 Homeowner's exemption | $456,811 | $808,160 Land $177,000 Building $631,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 183 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 21 (2001–2024) |
| Claims Outside the SFHA | 18 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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