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2 Cher Ct, Palm Coast, FL 32137 Property Records

Flagler County property record for 2 Cher Ct, Palm Coast, FL 32137

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,342 sqft · built 2001
Lot Size0.367 acres (15,987 sqft)
Owner2 Individual Names on Record
Last Sale$692,000 (Mar 2022)
Tax Bill$7,569 (2025)
Deeds & MortgagesApr 2023 Transfer
Mar 2022 Sale & Mortgage
+ 6 more
Flood ZoneZone X (moderate risk)
APN07-11-31-7016-00100-0330

Property Details

APN / Parcel Number

Primary APN07-11-31-7016-00100-0330

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,342 sqft Living Area
Gross Area3,243 sqft
1st Floor Area2,342 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2003
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area15,987 sqft (0.367 acres)
Lot Width40 ft Width
DrivewayConcrete Driveway
Driveway Area1,131 sqft
Pool TypePool Type
Pool Area848 sqft
Boat House204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2 CHER CT
CityPALM COAST
StateFL
Zip32137-9051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SEC 16 BLK 10 LOT 33 OR 180 PG 193 OR 220 PG 203 OR 388 PG 212 OR 657 PG 1168 OR 719 PG 1277 OR 727 PG 724/RLE OR 727 PG 854/BLA OR 903 PG 836 ORD TO RESCIND BLA OR 919 PG 1624 OR 999 PG 73/RES BL OR 1994/1653 OR 2219 /635 OR 2221/328-SMIT
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block10
Legal Lot Number33
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group2
Census Block2004
Census Tract60104

Owner

Source: Flagler County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2 CHER CT, PALM COAST, FL 32137-9051
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2023Intrafamily Transfer, Transfer
Mar 3, 2022Warranty Deed, Transfer · Conventional Mortgage
VYSTAR CU
Mar 29, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Mar 29, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Feb 8, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Feb 8, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Aug 1, 2017Quit Claim Deed, Transfer
TITLE SOURCES INC
Jul 21, 2017Quit Claim Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2022 · Amount on Record
Deed SaleMar 3, 2022 · Amount on Record
Prior SaleApr 17, 2003 · Amount on Record
Deed Document Number202211404
Deed Book / Page2663 / 1664
Last Transfer DateApr 5, 2023
Transfer Doc0027710946
Record UpdatedSep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateApr 13, 2023
Property Address2 CHER CT, PALM COAST, FL 32137-9051
Document Number0027710946
Book / Page2771 / 946
Map ReferenceMB 2663 PG 1664
Instrument DateApr 5, 2023
Instrument2023015111
Transaction TypeTransfer
Record UpdatedMay 5, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2 CHER CT, PALM COAST, FL 32137-9051

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2 CHER CT, PALM COAST, FL 32137-9051
InvestorPossibly a Property Investor

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateMar 3, 2022
Property Address2 CHER CT, PALM COAST, FL 32137-9051
Document Number0026631664
Book / Page2663 / 1664
Map ReferenceMB 35 PG 528
Instrument DateFeb 28, 2022
Instrument2022011404
Transaction TypeTransfer
Record UpdatedMar 25, 2022
Title CompanyTRULY YOURS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,844.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3998 PALISADES MAIN NW, 3998, KENNESAW, GA 30144-6165

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 CHER CT, PALM COAST, FL 32137-9051

Mortgage

Document Number0026631666
DateMar 3, 2022
Instrument2663/1666
Lender
NameVYSTAR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateMar 29, 2021
Property Address2 CHER CT, PALM COAST, FL 32137-9051
Document Number0025440589
Book / Page2544 / 589
Map ReferenceMB 38 PG 528
Instrument DateMar 4, 2021
Instrument2021016739
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address2 CHER CT, PALM COAST, FL 32137-9051

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateMar 29, 2021
Property Address2 CHER CT, PALM COAST, FL 32137-9051
Document Number0025440566
Book / Page2544 / 566
Map ReferenceMB 38 PG 528
Instrument DateMar 4, 2021
Instrument2021016737
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 CHER CT, PALM COAST, FL 32137-9051

Mortgage

Document Number0002544570
DateMar 29, 2021
Instrument2544/570
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateFeb 8, 2021
Property Address2 CHER CT, PALM COAST, FL 32137-9051
Document Number0025240367
Book / Page2524 / 367
Map ReferenceMB 6 PG 85
Instrument DateAug 3, 2020
Instrument2021006319
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address2 CHER CT, PALM COAST, FL 32137-9051

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateFeb 8, 2021
Property Address2 CHER CT, PALM COAST, FL 32137-9051
Document Number0025240343
Book / Page2524 / 343
Map ReferenceMB 6 PG 85
Instrument DateAug 3, 2020
Instrument2021006317
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 CHER CT, PALM COAST, FL 32137-9051

Mortgage

Document Number0002524348
DateFeb 8, 2021
Instrument2524/348
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueSep 1, 2050

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLAGLER FL
Recording DateAug 1, 2017
Property Address2 CHER CT, PALM COAST, FL 32137-9051
Document Number0022210328
Book / Page002221 / 000328
Instrument DateJul 13, 2017
Instrument26669
Transaction TypeTransfer
Record UpdatedAug 18, 2017
Title CompanyTITLE SOURCES INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2 CHER CT PALM COAST FL 321379051, PALM COAST, FL 32137-9051

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLAGLER FL
Recording DateJul 21, 2017
Property Address2 CHER CT, PALM COAST, FL 32137-9051
Document Number0022190635
Book / Page002219 / 000635
Instrument DateJul 13, 2017
Instrument25483
Transaction TypeTransfer
Record UpdatedAug 11, 2017
Title CompanyTITLE SOURCES INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2 CHER CT PALM COAST FL 321379051, PALM COAST, FL 32137-9051

Mortgage

Document Number22190637
DateJul 21, 2017
Book Page002219/000637
Instrument25484
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 20, 2047
Interest
Rate TypeAdjustable Rate
Rate3.37%

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,569.00 (+2.2%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$499,936 (+5.99%)$520,177 (+7.07%) Land $144,000 Building $376,177
2024$7,406.00 (+2.51%)
2023$7,225.00 (+92.05%) Homeowner's exemption Widower's exemption Additional exemption filed$471,696 (+96.18%)$485,826 (-0.33%) Land $137,000 Building $348,826
2022$3,762.00 Homeowner's exemption$240,443$487,424 Land $143,500 Building $343,924

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 183 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies183 in force
Nearby Flood Claims21 (2001–2024)
Claims Outside the SFHA18 of 21
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Matthew, Oct 2016 · 9 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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