Union County and Cranford Township property record for 4 Cedar St, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 1,711 sqft · built 1958 |
| Lot Size | 0.148 acres (6,460 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $775,000 (Nov 2025) |
| Tax Bill | $11,394 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Aug 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00140-0000-00012 |
| Primary APN | 03-00140-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,711 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Lot Area | 6,460 sqft (0.148 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 0574008 |
|---|---|
| Street Address | 4 CEDAR ST |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-1637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 140 |
| Legal Lot Number | 12 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 37100 |
Source: Union County and Cranford Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 CEDAR ST, CRANFORD, NJ 07016-1637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 18, 2022 | Deed of Trust, Mortgage · Line of Credit AIM CU |
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2025 · Amount on Record |
| Deed Sale | Nov 18, 2025 · Amount on Record |
| Prior Sale | Aug 14, 2013 · Amount on Record |
| Deed Document Number | 202550916 |
| Deed Book / Page | 6601 / 2805 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Nov 18, 2025 |
| Property Address | 4 CEDAR ST, CRANFORD, NJ 07016-1637 |
| Document Number | 0066012805 |
| Book / Page | 6601 / 2805 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 50916 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,040.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35 GEORGIA ST, CRANFORD, NJ 07016-2741 |
| Name | Verified Name |
|---|---|
| Address | 4 CEDAR ST, CRANFORD, NJ 07016-1637 |
| Document Number | 0157232156 |
|---|---|
| Date | Nov 18, 2025 |
| Book Page | 15723/2156 |
| Instrument | 85393 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 4 CEDAR ST, CRANFORD, NJ 07016-1637 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0152652282 |
|---|---|
| Date | Aug 18, 2022 |
| Book Page | 15265/2282 |
| Instrument | 41921 |
| Name | AIM CU |
|---|---|
| Type | Credit Union |
| Address | 60665 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 4 CEDAR ST, CRANFORD, NJ 07016-1637 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0149372411 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 14937/2411 |
| Instrument | 9532 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 1, 2051 |
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,200 (-) Land $70,400 Building $86,800 | $157,200 (-) Land $70,400 Building $86,800 | |
| 2025 | $11,394.00 (+6.93%) | $157,200 (-) Land $70,400 Building $86,800 | $157,200 (-) Land $70,400 Building $86,800 |
| 2024 | $10,656.00 (+2.52%) | ||
| 2023 | $157,200 Land $70,400 Building $86,800 | $157,200 Land $70,400 Building $86,800 | |
| 2022 | $10,394.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–2021) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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