Union County and Cranford Township property record for 10 Cedar St, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 1,824 sqft · built 1900 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | Individual Name on File |
| Last Sale | $852,717 (Oct 2021) |
| Tax Bill | $19,860 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jan 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00140-0000-00014 |
| Primary APN | 03-00140-0000-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,824 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Stucco |
| Lot Area | 6,251 sqft (0.144 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 0576000 |
|---|---|
| Street Address | 10 CEDAR ST |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-1637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 140 |
| Legal Lot Number | 14 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 37100 |
10 Cedar St is owned and occupied by an individual who bought it in October 2021.
Source: Union County and Cranford Township records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 CEDAR ST, CRANFORD, NJ 07016-1637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jan 14, 2021 | Grant Deed, Transfer · Line of Credit ACCOLEND LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2021 · Amount on File |
| Deed Sale | Oct 15, 2021 · Amount on File |
| Prior Sale | Jan 14, 2021 · Amount on File |
| Deed Document Number | 202110502 |
| Deed Book / Page | 6435 / 2001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 15, 2021 |
| Property Address | 10 CEDAR ST, CRANFORD, NJ 07016-1637 |
| Document Number | 0064352001 |
| Book / Page | 6435 / 2001 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 10502 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | CLEAR SKIES TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,869.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 306 EDGAR AVE, 306, CRANFORD, NJ 07016-1915 |
| Name | Verified Name |
|---|---|
| Address | 10 CEDAR ST, CRANFORD, NJ 07016-1637 |
| Document Number | 22997 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 22997 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Nov 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Max Rate | 7.62% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 14, 2021 |
| Property Address | 10 CEDAR ST, CRANFORD, NJ 07016-1637 |
| Document Number | 0063970114 |
| Book / Page | 006397 / 000114 |
| Instrument Date | Jan 4, 2021 |
| Instrument | 465 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 306 EDGAR AVE CRANFORD NJ 070161915, CRANFORD, NJ 07016-1915 |
| Document Number | 148600488 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 014860/000488 |
| Instrument | 1233 |
| Name | ACCOLEND LLC |
|---|---|
| Address | TEANECK, NJ 07666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 13, 2022 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 10 Cedar St was $19,860, up 6.9% from the year before.
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,000 (-) Land $75,000 Building $199,000 | $274,000 (-) Land $75,000 Building $199,000 | |
| 2025 | $19,860.00 (+6.92%) | $274,000 Land $75,000 Building $199,000 | $274,000 Land $75,000 Building $199,000 |
| 2024 | $18,574.00 | ||
| 2023 | $274,000 Land $75,000 Building $199,000 | $274,000 Land $75,000 Building $199,000 | |
| 2022 | $18,116.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–2021) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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