St. Charles County property record for 4 Cedar Ln, O Fallon, MO 63366 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,218 sqft · built 1996 |
| Lot Size | 0.244 acres (10,640 sqft) |
| Owner | Company Name on File |
| Last Sale | $173,900 (May 2019) |
| Tax Bill | $3,027 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 803430A000 |
| Primary APN | 803430A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,218 sqft Living Area |
| Gross Area | 3,018 sqft |
| 1st Floor Area | 1,218 sqft |
| Basement Area | 1,200 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,640 sqft (0.244 acres) |
| Lot Dimensions | 133 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 126 sqft |
| Patio Area | 100 sqft |
| Sewer | Connected |
|---|
| Account Number | 803430A000 |
|---|---|
| Street Address | 4 CEDAR LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-3404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFALLON HILLS BLK 17 LOT 8 |
| Legal Subdivision | OFALLON HILLS |
| Legal Block | 17 |
| Legal Lot Number | 8 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 311907 |
Source: St. Charles County records · APN 803430A000
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 25405 PIKE 9266, CLARKSVILLE, MO 63336-2263 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Oct 30, 2025 | Intrafamily Transfer, Transfer |
| Jul 27, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| May 23, 2019 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 23, 2019 · Amount on Record |
| Deed Sale | May 23, 2019 · Amount on Record |
| Prior Sale | Jul 17, 2007 · Amount on Record |
| Deed Document Number | 2019249430 |
| Deed Book / Page | 7078 / 2235 |
| Prior Transfer Date | Jan 15, 2014 |
| Prior Transfer Doc | 0061460678 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 30, 2025 |
| Property Address | 4 CEDAR LN, O FALLON, MO 63366-3404 |
| Document Number | 0000048588 |
| Map Reference | MB 6 PG 82-85 |
| Instrument Date | Jun 26, 2025 |
| Instrument | 2025R-048588 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 CEDAR LN, O FALLON, MO 63366-3404 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2540 PIKE, CLARKSVILLE, MO 63336 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 CEDAR LN, O FALLON, MO 63366-3404 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4 CEDAR LN, O FALLON, MO 63366-3404 |
| Document Number | 0000062889 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2021R-062889 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 23, 2019 |
| Property Address | 4 CEDAR LN, O FALLON, MO 63366-3404 |
| Document Number | 0070782235 |
| Book / Page | 007078 / 002235 |
| Instrument Date | May 20, 2019 |
| Instrument | 249430 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2019 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 CEDAR LN O FALLON MO 633663404, O FALLON, MO 63366-3404 |
| Document Number | 70782237 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 007078/002237 |
| Instrument | 249440 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2049 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,027.00 (+9.67%) | $47,264 (+12.85%) | $248,760 (+12.85%) Building $248,760 |
| 2024 | $2,760.00 (+11.25%) | ||
| 2023 | $41,881 (+19.59%) | ||
| 2022 | $2,481.00 | $35,021 | $220,426 (+19.59%) Land $40,000 Building $180,426 |
| 2021 | $184,321 Land $35,000 Building $149,321 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833119071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | Apr 1983, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 440 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| WH i3B Bidco LLC/WH i3B Topco | Fiber | 8,000 / 8,000 |
| Gateway Fiber Holdings | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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