11 Cedar Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 11 Cedar Ln, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,104 sqft · built 1971
Lot Size0.29 acres (12,675 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (Jul 2019)
Tax Bill$2,829 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN802830A000

Property Details

APN / Parcel Number

Primary APN802830A000
Alternative APN
  • 4-0053-4372-16-0001.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft
Basement Area576 sqft
Finished Basement403 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Architectural StyleOther
Exterior MaterialBrick/Stone
Lot Area12,675 sqft
Lot Dimensions169 ft deep x 75 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area80 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number802830A000
Old Parcel Number802830A000
Street Address11 CEDAR LN
CityO FALLON
StateMO
Zip63366-3403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionOFALLON HILLS BLK 16 LOT 1
Legal Range02E
Legal Township47N
Legal SubdivisionOFALLON HILLS
Legal Block16
Legal Lot Number1
JurisdictionST CHARLES MO
Township / Civil DivisionLAKE ST. LOUIS
Census Block Group1
Census Block1001
Census Tract311907

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11 CEDAR LN, O FALLON, MO 63366-3403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2020Deed of Trust, Mortgage
DAS ACQUISITION
Jul 16, 2019Warranty Deed, Transfer · FHA Mortgage
DAS ACQUISITION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2019 · Amount on Record
Deed SaleJul 16, 2019 · Amount on Record
Prior SaleOct 5, 2004
Deed Document Number0071051632
Deed Book / Page7105 / 1632
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address11 CEDAR LN, O FALLON, MO 63366-3403
Document Number0072991843
Instrument DateMay 14, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11 DECAR LK O FALLON MO 63366, O FALLON, MO 63366

Mortgage

Document Number0072991843
DateMay 20, 2020
Book Page007299/001843
Instrument328410
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueMay 19, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 16, 2019
Property Address11 CEDAR LN, O FALLON, MO 63366-3403
Document Number0071051632
Book / Page007105 / 001632
Instrument DateJul 8, 2019
Instrument360040
Transaction TypeTransfer
Record UpdatedAug 8, 2019
Title CompanyCONTINENTAL, CONTINENTAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11 CEDAR LN O FALLON MO 633663403, O FALLON, MO 63366-3403

Mortgage

Document Number71051634
DateJul 16, 2019
Book Page007105/001634
Instrument360050
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 15, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,829.00$44,592 (+11.17%)$234,695 (+11.17%) Land $50,000 Building $184,695
2023$40,111
2022$211,112 Land $40,000 Building $171,112

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1982–1983)
Most Recent ClaimApr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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